529 Plan Investment Details - J.P. Morgan Asset Management
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529 Plan Investment Details

Age-Based Portfolio

This approach simplifies investing to one easy decision. Your assets start in a globally diversified portfolio appropriate for the account beneficiary’s age and then automatically become more conservative as college gets closer. The goal is to maximize return potential in early years and reduce risks when you need to protect capital and generate income for college expenses.

How does it work?

Select this option and let J.P. Morgan handle the rest.

Select your target age to view the related portfolio.

JPMorgan 529 Aggressive Age-Based Portfolio [Age 0-5]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

 

JPMorgan 529 Moderate Growth Age-Based Portfolio [Age 6-9]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Moderate Age-Based Portfolio [Age 10-12]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Conservative Growth Age-Based Portfolio [Age 13-14]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Conservative Age-Based Portfolio [Age 15-17]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 College Age-Based Portfolio [Age 18 and over]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

 

*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

The asset allocation shown in the above chart are strategic asset allocations as of April 15, 2016.  Allocations may be adjusted tactically over the short to intermediate term.

Asset Allocation Portfolios

Like the age-based portfolio, these portfolios are broadly diversified across markets and portfolio managers. The difference is that the asset mix in an asset allocation portfolio stays the same unless you and your advisor decide to switch to a different investment pursuing a different objective.

How does it work?
  • Choose your portfolio(s)
  • Switch portfolios as your needs change over time
Select your portfolio
  • JPMorgan 529 Aggressive Portfolio

  • JPMorgan 529 Moderate Growth Portfolio

  • JPMorgan 529 Moderate Portfolio

  • JPMorgan 529 Conservative Growth Portfolio

  • JPMorgan 529 Conservative Portfolio

  • JPMorgan 529 College Portfolio

  • JPMorgan 529 All Fixed Income Portfolio

 

*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

The asset allocation shown in the above chart are strategic asset allocations as of April 15, 2016.  Allocations may be adjusted tactically over the short to intermediate term.

Individual Portfolios

For maximum customization potential, you and your advisor can choose individual portfolios, each investing in a single underlying asset class. Select one individual portfolio to round out your existing holdings or combine several to create and control an asset mix customized to your specific needs.

How does it work?
  • Choose your portfolio(s)
  • Decide how much to allocate to each
  • Adjust your portfolio mix as appropriate
ASSET CLASS
INDIVIDUAL PORTFOLIOS
U.S. Equity

JPMorgan 529 Equity Income Portfolio

JPMorgan 529 Growth Advantage Portfolio

JPMorgan 529 Large Cap Growth Portfolio

SSgA 529 Russell 3000 ETF Portfolio

JPMorgan 529 Mid Cap Value Portfolio

JPMorgan 529 Small Cap Equity Portfolio

SSgA 529 S&P 600 Small Cap ETF Portfolio

International Equity

JPMorgan 529 International Equity Portfolio

SSgA 529 MSCI ACWI ex-US ETF Portfolio

SSgA 529 S&P World ex-US ETF Portfolio

Alternative

JPMorgan 529 Realty Income Portfolio

Fixed Income

JPMorgan 529 Core Bond Portfolio

JPMorgan 529 Short Duration Bond Portfolio

JPMorgan 529 Inflation Managed Bond Portfolio

Cash Equivalents

JPMorgan 529 U.S. Government Money Market Portfolio

The JPMorgan 529 Prime Money Market Portfolio was liquidated 4/15/2016.
The JPMorgan 529 Small Cap Growth Portfolio was liquidated 4/15/2016.
The JPMorgan 529 Small Cap Value Portfolio was liquidated 4/15/2016.

Consult your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

INVESTMENTS ARE NOT FDIC INSURED, MAY LOSE VALUE AND ARE NOT BANK GUARANTEED.

Before you invest, consider whether your or the beneficiary's home state offers any state tax or other benefits that are only available for investments in that state's qualified tuition program.

The Comptroller of the State of New York and the New York State Higher Education Services Corporation are the Program Administrators and are responsible for implementing and administering the Advisor-Guided Plan. Neither the State of New York nor its agencies insures accounts or guarantees the principal deposited therein or any investment returns on any amount or investment portfolio.

Ascensus Broker Dealer Services, Inc. and Ascensus Investment Advisors, LLC (formerly Upromise Investments, Inc., and Upromise Investments Advisors, LLC) serve as Program Manager and Recordkeeping and Servicing Agent, respectively, and are responsible for day-to-day operations, including effecting transactions. J.P. Morgan Investment Management Inc. serves as the Investment Manager. J.P. Morgan Asset Management is the marketing name for the asset management businesses of JPMorgan Chase & Co. JPMorgan Distribution Services, Inc. markets and distributes the Advisor-Guided Plan. JPMorgan Distribution Services, Inc. is a member of FINRA/SIPC.

New York's 529 College Savings Program includes two separate 529 plans. The Advisor-Guided Plan is sold exclusively through financial advisors who have entered into Advisor-Guided Plan selling agreements with JPMorgan Distribution Services, Inc. You may also participate in the Direct Plan, which is sold directly by the Program and offers lower fees. However, the investment options available under the Advisor-Guided Plan are not available under the Direct Plan. The fees and expenses of the Advisor-Guided Plan include compensation to the financial advisor. Be sure to understand the options available before making an investment decision.

For more information about New York's 529 Advisor-Guided College Savings Program, you may contact your financial advisor or obtain an Advisor-Guided Plan Disclosure Booklet and Tuition Savings Agreement at  www.ny529advisor.com   or by calling 1-800-774-2108. This document includes investment objectives, risks, charges, expenses, and other information. You should read and consider it carefully before investing.

The Program Administrators, the Program Manager and JPMorgan Distribution Services, Inc., and their respective affiliates do not provide legal or tax advice. This information is provided for general educational purposes only. This is not to be considered legal or tax advice. Investors should consult with their legal or tax advisors for personalized assistance, including information regarding any specific state law requirements.