Redefining retirement with real-world data and research
Our deep understanding of real saving and spending behavior enables
us to help people at any point of their retirement journey.
Average contribution
rates remain too low
AVERAGE
CONTRIBUTION:
<10%
Participants start saving at 5% and never reach 10%.
Inflation-adjusted salary has remained flat during this time, which impacts how much people save.
Helping real people throughout their entire retirement journey
Target Date Strategies
With JPMorgan SmartRetirement Funds, plan participants get a target date strategy1 built around real-life behavior. It’s an all-in-one solution for anyone at any point on their retirement journey.
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1 TARGET DATE FUNDS: The JPMorgan SmartRetirement Funds are target date funds with the target date being the approximate date when investors plan to retire. Generally, the asset allocation of each Fund will change on an annual basis with the asset allocation becoming more conservative as the Fund nears the target retirement date. The principal value of the Fund(s) is not guaranteed at any time, including at the target date. TDFs may suffer investment losses, including near or following retirement. There is no guarantee that the TDF will provide adequate retirement income.