Our approach
J.P. Morgan is redefining retirement with real-world data and research. Our deep understanding of real saving and spending behavior enables us to help people at any point of their retirement journey.
Real-world data and research informs product design
Two decades of research and the savings and spending behavioral data of millions of participants drive our investment decisions and the retirement plan solutions we offer our clients.
1.4 million
Defined contribution participants across 4,500 plans¹
23 million
Defined contribution and IRA accounts through collaboration with EBRI²
63 million
Chase banking households³
Helping real people throughout their entire retirement journey
With JPMorgan SmartRetirement® Funds, plan participants get a target date strategy built around real-life behavior. It's an all-in-one solution for anyone at any point on their retirement journey.
Full-service 401(k) Plan Solutions
J.P. Morgan Retirement LinkSM
401(k) and 403(b) plans for small to mid-market businesses.
Everyday 401(k) by J.P. MorganSM
Startup and micro 401(k) plan solutions for small businesses.
1J.P. Morgan retirement research, 2018-2019.
2 In 2020, J.P. Morgan Asset Management formed a research collaboration with the Employee Benefit Research Institute (EBRI). This research draws on their joint database of IRA and 401(k) accounts that is maintained in partnership with the Investment Company Institute (ICI). In an ongoing collaborative effort, EBRI and ICI maintain the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project, the largest, most representative repository of information about individual 401(k) plan participant accounts.
3 JPMorgan Chase Bank, N.A. (Chase) is proud to serve nearly half of America's households with a broad range of financial services. For more information, visit our website: https://www.chase.com/digital/resources/about-chase.
TARGET DATE FUNDS: The JPMorgan SmartRetirement Funds are target date funds with the target date being the approximate date when investors plan to retire. Generally, the asset allocation of each Fund will change on an annual basis with the asset allocation becoming more conservative as the Fund nears the target retirement date. The principal value of the Fund(s) is not guaranteed at any time, including at the target date. TDFs may suffer investment losses, including near or following retirement. There is no guarantee that the TDF will provide adequate retirement income.
For more information, please call or email us. You can also contact your J.P. Morgan representative.