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              <p>J.P. Morgan reduces 529 plan sales charges</p>

              Thanks to feedback from advisors, we've set new maximum sales charges of 3.5% for select portfolios, aiming to make our 529 plans more attractive and effective in achieving client goals.

              Leverage our capabilities, maximize your opportunities

              Combining a 529 plan’s tax benefits, flexibility and control with investment expertise from J.P. Morgan Asset Management

              Open 529 plan accounts

              63% of college savers not using tax-advantaged 529 plans, including 37% of households with $1+ million in net worth2

              Capture and consolidate assets

              $1.5 trillion of education savings currently in accounts not offering the income, gift and estate tax benefits of 529 plans2

              Plan for more education expenses

              75% of Americans unaware that 529 plans can be used for education expenses other than college as well as Roth IRA rollovers3

              Retain and grow client relationships

              93% of 529 users likely to stay with their advisor, and 91% would recommend that family and friends also open accounts2

              Two 529 plans available across the U.S.

              New York’s 529 Advisor-Guided College Savings Program

              View the Plan’s income tax advantages, gift and estate tax benefits, New York state tax deductions, account features, sales literature and more.4

              Future Path 529 Plan

              View the Plan’s income tax advantages, gift and estate tax benefits, Nevada incentives, account features, sales literature and more.

              News in education savings

              Get our latest insights and explore resources to keep your clients informed and invested

              PLANNING GUIDE

              2026 College Planning Essentials

              Review our annual guide to tuition costs, financial aid, investing strategies, 529 plans and more.

              Get the guide
              prod-0525-3946337-am-fp529-college-planning-essentials

              Explore our full lineup of 529 plan portfolios

              1 J.P. Morgan Asset Management, as of 12/31/25.

              2 ISS Market Intelligence, 529 Industry Analysis 2024.

              3 Edward Jones, May 2024.

              4 Deductions are for account owners only and may be subject to recapture in certain circumstances, such as rollovers to another state’s 529 plan and withdrawals used to pay elementary or secondary school tuition.