Skip to main content
JP Morgan Asset Management - Home
Financial Professional Login
Welcome
Log in for exclusive access and a personalized experience
Log in Sign up
Benefits of creating a free account
  • Customize our Guide to the Markets and unlock bonus slides
  • Utilize our award-winning Portfolio Construction and Retirement Planning Tools
  • Access expert commentary from Dr. David Kelly and more...
Hello
  • My Collections
    View saved content and presentation slides
  • Products
    Overview

    Products

    • Mutual Funds
    • ETFs
    • SmartRetirement Funds
    • 529 Portfolios
    • Alternatives
    • Separately Managed Accounts
    • Money Market Funds
    • Commingled Funds
    • Featured Funds

    Asset Class Capabilities

    • Fixed Income
    • Equity
    • Multi-Asset Solutions
    • Alternatives
    • Global Liquidity
  • Investment Strategies
    Overview

    Tax Capabilities

    • Tax Active Solutions
    • Tax-Smart Platform
    • Tax Insights
    • Tax Information

    Investment Approach

    • ETF Investing
    • Model Portfolios
    • Separately Managed Accounts
    • Sustainable Investing
    • Commingled Pension Trust Funds

    Education Savings

    • 529 Plan Solutions
    • College Planning Essentials

    Defined Contribution

    • Retirement Plan Solutions
    • Target Date Strategies
    • Retirement Income
    • Startup and Micro 401(k) Plan Solutions
    • Small to Mid-market 401(k) Plan Solutions

    Annuities

    • Annuity Essentials
  • Insights
    Overview

    Market Insights

    • Market Insights Overview
    • Guide to the Markets
    • Quarterly Economic & Market Update
    • Guide to Alternatives
    • Market Updates
    • On the Minds of Investors
    • Principles for Successful Long-Term Investing
    • Weekly Market Recap

    Portfolio Insights

    • Portfolio Insights Overview
    • Asset Class Views
    • Taxes
    • Equity
    • Fixed Income
    • Alternatives
    • Long-Term Capital Market Assumptions
    • Multi-Asset Solutions Strategy Report
    • Strategic Investment Advisory Group

    Retirement Insights

    • Retirement Insights Overview
    • Guide to Retirement
    • Principles for a Successful Retirement
    • Retirement Hot Topics

    ETF Insights

    • ETF Insights Overview
    • Guide to ETFs
    • Monthly Active ETF Monitor
  • Tools
    Overview

    Portfolio Construction

    • Portfolio Construction Tools Overview
    • Portfolio Analysis
    • Model Portfolios
    • Investment Comparison
    • Heatmap Analysis
    • Bond Ladder Illustrator

    Defined Contribution

    • Retirement Plan Tools & Resources Overview
    • Target Date Compass®
    • Heatmap Analysis
    • Core Menu Evaluator℠
    • Price Smart℠
  • Resources
    Overview
    • Account Service Forms
    • Tax Information
    • News & Fund Announcements
    • Insights App
    • Webcasts
    • Continuing Education Opportunities
    • Library
    • Market Response Center
    • Artificial Intelligence
    • Podcasts
  • About Us
    Overview
    • Diversity, Opportunity & Inclusion
    • Spectrum: Our Investment Platform
    • Media Resources
    • Our Leadership Team
  • Contact Us
  • Role
  • Country
Shareholder Login
Hello
  • My Collections
    View saved content and presentation slides
  • Log out
Financial Professional Login
Welcome
Log in for exclusive access and a personalized experience
Log in Sign up
Benefits of creating a free account
  • Customize our Guide to the Markets and unlock bonus slides
  • Utilize our award-winning Portfolio Construction and Retirement Planning Tools
  • Access expert commentary from Dr. David Kelly and more...
Log out
Search
Menu
Search
You are about to leave the site Close
J.P. Morgan Asset Management’s website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan Asset Management isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan Asset Management name.
CONTINUE Go Back
  1. 529 Plan Investment Details

  • LinkedIn Twitter Facebook

529 Plan Investment Details

Key resources:

529 Monthly Performance Report

529 Fast Facts

 

Evaluating 529 plans

529 Quarterly Commentary

Explore the three different ways to invest in the Advisor-Guided 529 Plan to find the right solution for your college planning needs.

1. Age Based Portfolios 2. Asset Allocation Portfolios 3. Individual Portfolios
1. Age Based Portfolios

Age-Based Portfolio

This approach simplifies investing to one easy decision. Your assets start in a globally diversified portfolio appropriate for the account beneficiary’s age and then automatically become more conservative as college gets closer. The goal is to maximize return potential in early years and reduce risks when you need to protect capital and generate income for college expenses.

How does it work?

Select this option and let J.P. Morgan handle the rest.

Select your target age to view the related portfolio.


Age 0-5

Jpmorgan 529 age-based 0-5 portfolio
Tab-1_Age-based-Portfolios_0-5-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 6-8

Jpmorgan 529 age-based 6-8 portfolio
Tab-1_Age-based-Portfolios_6-8-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 9-10

Jpmorgan 529 age-based 9-10 portfolio
Tab-1_Age-based-Portfolios_9-10-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 11-12

Jpmorgan 529 age-based 11-12 portfolio
Tab-1_Age-based-Portfolios_11-12-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 13

Jpmorgan 529 age-based 13 portfolio
Tab-1_Age-based-Portfolios_13-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 14

Jpmorgan 529 age-based 14 portfolio
Tab-1_Age-based-Portfolios_14-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 15-16

Jpmorgan 529 age-based 15-16 portfolio
Tab-1_Age-based-Portfolios_15-16-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 17

Jpmorgan 529 age-based 17 portfolio
Tab-1_Age-based-Portfolios_17-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


Age 18+

Jpmorgan 529 age-based 18+ portfolio
Tab-1_Age-based-Portfolios_18-plus-yrs

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


The asset allocation shown in the above chart represents strategic allocations as of August 23, 2019, and may be modified over short to intermediate term.

2. Asset Allocation Portfolios

Asset Allocation Portfolios

Like the age-based portfolio, these portfolios are broadly diversified across markets and portfolio managers. The difference is that the asset mix in an asset allocation portfolio stays the same unless you and your financial professional decide to switch to a different investment pursuing a different objective.

How does it work?

  • Choose your portfolio(s)
  • Switch portfolios as your needs change over time

Select your portfolio


JPMorgan 529 Aggressive Portfolio

Jpmorgan 529 aggressive portfolio
Tab-2_Asset-Allocation-Portfolios_Aggressive

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


JPMorgan 529 Moderate Growth Portfolio

Jpmorgan 529 moderate growth portfolio
Tab-2_Asset-Allocation-Portfolios_Moderate+Growth

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


JPMorgan 529 Moderate Portfolio

Jpmorgan 529 moderate portfolio
Tab-2_Asset-Allocation-Portfolios_Moderate

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


JPMorgan 529 Conservative Growth Portfolio

Jpmorgan 529 conservative growth portfolio
Tab-2_Asset-Allocation-Portfolios_ConsGrowth

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


JPMorgan 529 Conservative Portfolio

Jpmorgan conservative portfolio
Tab-2_Asset-Allocation-Portfolios_Conservative

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


JPMorgan 529 College Portfolio

Jpmorgan 529 college portfolio
Tab-2_Asset-Allocation-Portfolios_College

Consult with your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments, and discuss ways to maximize the Plan's benefits.


3. Individual Portfolios

Individual Portfolios

For maximum customization potential, you and your financial professional can choose individual portfolios, each investing in a single underlying asset class. Select one individual portfolio to round out your existing holdings or combine several to create and control an asset mix customized to your specific needs.

How does it work?

  • Choose your portfolio(s)
  • Decide how much to allocate to each
  • Adjust your portfolio mix as appropriate
ASSET CLASS INDIVIDUAL PORTFOLIOS
U.S. Equity

 JPMorgan 529 Equity Index Portfolio

 JPMorgan 529 Equity Income Portfolio

 JPMorgan 529 Growth Advantage Portfolio

 JPMorgan 529 Large Cap Growth Portfolio

 JPMorgan 529 U.S. Sustainable Leaders Portfolio

 State Street Global Advisors 529 Portfolio S&P 1500 Composite Stock Market ETF Portfolio

 JPMorgan 529 Mid Cap Value Portfolio

 JPMorgan 529 Small Cap Equity Portfolio

 JPMorgan 529 BetaBuilders U.S. Small Cap Equity ETF Portfolio

Global Equity

  JPMorgan 529 Global Select Equity ETF Portfolio

International
Equity

 JPMorgan 529 International Equity Portfolio

 State Street Global Advisors 529 MSCI ACWI ex-US ETF Portfolio

 State Street Global Advisors 529 Portfolio Developed World ex-US ETF Portfolio

Alternative

 JPMorgan 529 Realty Income ETF Portfolio

Fixed Income

 JPMorgan 529 Core Bond Portfolio

 JPMorgan 529 Core Plus Bond Portfolio

 JPMorgan 529 Short Duration Bond Portfolio

 JPMorgan 529 Inflation Managed Bond ETF Portfolio

 State Street Global Advisors 529 Portfolio Aggregate Bond ETF Portfolio

 Capital Preservation 

 JPMorgan 529 Stable Asset Income Portfolio

 

Consult your financial professional

Work with your financial professional to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

NY529Advisor logo

College Planning Essentials

A comprehensive guide to saving and investing.

Learn more

529 College Savings Plan Calculators

529 College Savings Plan Calculators Calculators to help you meet your college savings goals. Learn more

Learn more

529 Plan Resources

Use J.P. Morgan 529 plans and resources to assist your clients to reach their college planning goals.

Learn more
INVESTMENTS ARE NOT FDIC INSURED, MAY LOSE VALUE AND ARE NOT BANK GUARANTEED.


Before you invest, consider whether your or the Beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program.

The Comptroller of the State of New York and the New York State Higher Education Services Corporation are the Program Administrators and are responsible for implementing and administering New York’s 529 Advisor-Guided College Savings Program (the “Advisor-Guided Plan”). Ascensus Broker Dealer Services, LLC serves as Program Manager for the Advisor-Guided Plan. Ascensus Broker Dealer Services, LLC and its affiliates have overall responsibility for the day-to-day operations of the Advisor-Guided Plan, including recordkeeping and administrative services. J.P. Morgan Investment Management Inc. serves as the Investment Manager. J.P. Morgan Asset Management is the marketing name for the asset management business of JPMorgan Chase & Co. JPMorgan Distribution Services, Inc. markets and distributes the Advisor-Guided Plan. JPMorgan Distribution Services, Inc. is a member of FINRA.

No guarantee: None of the State of New York, its agencies, the Federal Deposit Insurance Corporation, J.P. Morgan Investment Management Inc., Ascensus Broker Dealer Services, LLC, JPMorgan Distribution Services, Inc., nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment portfolio.

New York’s 529 College Savings Program currently includes two separate 529 plans. The Advisor-Guided Plan is sold exclusively through financial advisory firms who have entered into Advisor-Guided Plan selling agreements with JPMorgan Distribution Services, Inc. You may also participate in the Direct Plan, which is sold directly by the Program and offers lower fees. However, the investment options available under the Advisor-Guided Plan are not available under the Direct Plan. The fees and expenses of the Advisor-Guided Plan include compensation to the financial advisory firm. Be sure to understand the options available before making an investment decision.

For more information about New York’s 529 Advisor-Guided College Savings Program, you may contact your financial professional or obtain an Advisor-Guided Plan Disclosure Booklet and Tuition Savings Agreement at www.ny529advisor.com or by calling 1-800-774-2108. This document includes investment objectives, risks, charges, expenses, and other information. You should read and consider it carefully before investing.

The Program Administrators, the Program Manager and JPMorgan Distribution Services, Inc., and their respective affiliates do not provide legal or tax advice. This information is provided for general educational purposes only. This is not to be considered legal or tax advice. Investors should consult with their legal or tax professionals for personalized assistance, including information regarding any specific state law requirements.

Ugift is a registered service mark of Ascensus Broker Dealer Service, Inc.