A decline in long-term returns, as suggested by our 2017 Long-Term Capital Market Assumptions, could make retirement security more difficult to achieve. Here are three ways plan sponsors can help employees potentially improve their retirement outcomes.
Amid strong growth and modest inflation, it’s a good environment for taking risk. But it is late cycle-no time for complacency. We take U.S. high yield down to neutral, keep a broad regional diversification in equities and a small underweight to duration.