Disclosures
Cover Page
Page reference
The retirement equation
Life expectancy probabilities
Life expectancy probabilities for same sex couples
Managing expectations of ability to work
Prepare to retire on your own terms
Fostering well-being in retirement
Social Security timing trade-offs
Claiming Social Security: decision tree
Maximizing Social Security benefits: maximum earner
Social Security benefit claiming considerations
Income replacement needs vary by household income
Retirement savings checkpoints: Household income ≤ 90k (Annual savings rate 5%)
Retirement savings checkpoints: Household income ≥ $100k (Annual savings rate 10%)
Annual savings needed if starting today: ≤90k
Annual savings needed if starting today: ≥$100k
Automatic features are on the rise, in popularity and practice
Benefit of saving and investing early
The benefits of auto-escalation
Tax implications for retirement savings by account type
Diversified sources of retirement funding
Evaluate a Roth at different life stages
Maximizing an HSA for health care expenses
Prioritizing long-term retirement savings
Annual emergency reserves
Lack of emergency savings can impact retirement readiness
The toxic effect of loans and withdrawals
Reasons for 401(k) plan loans and withdrawals
Spending and inflation
Changes in spending: partially and fully retired households with $250k - $750k investable wealth
Changes in spending: all households with $1m - $3m investable wealth
The 4% rule: projected outcomes vs. historical experience
Dollar cost ravaging: timing risk of withdrawals
Mitigating dollar cost ravaging: dynamic spending
65 and working: should I sign up for Medicare?
Three steps for Medicare coverage
Rising health care costs in retirement
Variation in Medicare Advantage costs
2024 monthly Medicare surcharges
Disability increases with age
Long-term care planning
Long-term care planning options
Consider how to fund your retirement goals
Structuring a portfolio to match investor goals in retirement
Goals-based wealth management
Impact of being out of the market
SECURE 2.0 Act: broadening access to more people and increasing savings
SECURE 2.0: tax implications
A closer look at tax rates: 2024
Retirement plan contribution and deferral limits: 2023/2024
Disclosures
Cover Page
Page reference
The retirement equation
Life expectancy probabilities
Life expectancy probabilities for same sex couples
Managing expectations of ability to work
Prepare to retire on your own terms
Fostering well-being in retirement
Social Security timing trade-offs
Claiming Social Security: decision tree
Maximizing Social Security benefits: maximum earner
Social Security benefit claiming considerations
Income replacement needs vary by household income
Retirement savings checkpoints: Household income ≤ 90k (Annual savings rate 5%)
Retirement savings checkpoints: Household income ≥ $100k (Annual savings rate 10%)
Annual savings needed if starting today: ≤90k
Annual savings needed if starting today: ≥$100k
Automatic features are on the rise, in popularity and practice
Benefit of saving and investing early
The benefits of auto-escalation
Tax implications for retirement savings by account type
Diversified sources of retirement funding
Evaluate a Roth at different life stages
Maximizing an HSA for health care expenses
Prioritizing long-term retirement savings
Annual emergency reserves
Lack of emergency savings can impact retirement readiness
The toxic effect of loans and withdrawals
Reasons for 401(k) plan loans and withdrawals
Spending and inflation
Changes in spending: partially and fully retired households with $250k - $750k investable wealth
Changes in spending: all households with $1m - $3m investable wealth
The 4% rule: projected outcomes vs. historical experience
Dollar cost ravaging: timing risk of withdrawals
Mitigating dollar cost ravaging: dynamic spending
65 and working: should I sign up for Medicare?
Three steps for Medicare coverage
Rising health care costs in retirement
Variation in Medicare Advantage costs
2024 monthly Medicare surcharges
Disability increases with age
Long-term care planning
Long-term care planning options
Consider how to fund your retirement goals
Structuring a portfolio to match investor goals in retirement
Goals-based wealth management
Impact of being out of the market
SECURE 2.0 Act: broadening access to more people and increasing savings
SECURE 2.0: tax implications
A closer look at tax rates: 2024
Retirement plan contribution and deferral limits: 2023/2024
Disclosures
