Learn more about the different types of accounts, services and account set up. Also check out information on the Fund's advisor, J. P. Morgan Investment Management Inc.

Account types

J.P. Morgan offers a variety of accounts to meet your specific needs.

Regular investment account

In most cases, you may open a J.P. Morgan account with as little as $1,000.

Tax-sheltered retirement plans

You may purchase shares of any of the J.P. Morgan Funds, except the tax-exempt funds, for an Individual Retirement Account including an IRA Rollover or other retirement account.

Individual Retirement Accounts

You may establish an Individual Retirement Account direct with J.P. Morgan. NO FEE IRA! For investors who maintain a balance of $10,000 or more in their J.P. Morgan IRA the annual IRA maintenance fee will be waived. Contact your financial professional or call J.P. Morgan Funds at 1-800-480-4111 for more information.

The following services are just some of the benefits you receive with your J.P. Morgan account.

Dividend reinvestment

Check the appropriate box on your J.P. Morgan investment application. You may elect to reinvest any dividends and capital gains your Fund pays in additional shares. Once your account has been established, you may update these settings by calling 1-800-480-4111.

Systematic investment plan

Once your account has been established with a minimum initial investment of $1000, you may use this service to invest in Class A or Class C shares of J.P. Morgan for as little as $50 per fund.

Exchange privilege

You're free to exchange shares in one Fund for another of the same class without a charge. Refer to the Fund prospectus for more information. For a prospectus, call 1-800-480-4111.

Convenient withdrawal options

You may redeem your shares at their current net asset value on any business day by mail, telephone or online, as described in the Funds' prospectus.

Shareholder reports

Twice a year you will receive reports that give you a complete list of your Fund's investments and discuss progress, portfolio strategy and the portfolio manager's investment outlook.

Account statements

All transactions are reported to you promptly in easy-to-read statements, providing details on all purchases, redemptions and distributions. If you have more than one account, J.P. Morgan will summarize all account information on one convenient, consolidated statement.

Telephone Services

Speak directly with a service representative from Monday through Friday from 8 a.m. to 6 p.m. EST, or for your convenience, our Touchtone System is available 24 hours a day, seven days a week.

Service When You Want It.

First, request a prospectus from J.P. Morgan Funds by dialing 1-800-480-4111 or e-mail us at support. The prospectus contains more complete information, including management fees and expenses. Read the prospectus carefully before you invest.

Along with the prospectus, we'll send you an new account kit, which includes:

• A brochure about the specific type of fund in which you expressed interest, including the Fund's investment strategy and the types of financial objectives for which the Fund is appropriate,

• A Fund fact sheet which highlights Fund performance and the largest investment holdings of the Fund,

• An account application, and,

• A postage-paid reply envelope.

Simply fill out the account application and enclose it with your check in the postage-paid envelope. It's that easy!

For more specific information on the different ways to purchase Fund shares, please consult the prospectus.

Questions? Issues? Please call or e-mail us. Our representatives will be more than happy to answer any questions you might have.

Buying and selling shares

Most investors cannot buy shares directly from the Fund and will buy and sell shares in secondary market transactions through brokers. Shares are listed and traded on an exchange and can be bought and sold throughout the trading day like other publicly traded shares.

Minimum Investments

There is no minimum dollar investment but the minimum share purchase is 1 full share. Although generally purchased and sold in "round lots" of 100 Shares, brokerage firms typically permit investors to purchase or sell shares in smaller "odd lots," at no per-share price differential. Please check with your financial professional for details on your specific situation.

Fees and Charges

When buying or selling shares through your financial professional or broker, you will likely incur customary brokerage commissions and charges - there are some brokerage firms that offer commission-free trades for ETFs. Please check with your financial professional about your specific situation.

Additionally, the ETFs will have their own expenses and other charges that are listed in the prospectus.

How to obtain a prospectus

Investors should carefully consider the investment objectives and risks as well as charges and expenses of the ETF before investing. The prospectus contains this and other information and should be read carefully before investing. Call 1-844-4JPM-ETF or download the prospectus.

Please contact your financial professional for more information.