Guide to Retirement
Discover our Guide to Retirement, updated annually to provide you with an effective framework for supporting retirement planning conversations with your clients.
Three new spending surprises
Our analysis found:
of American households do not retire all at once, if you count individuals working in retirement and spouses retiring at different times.
preretirement income who partially retired may experience a spending surge at the beginning of retirement.
households experience spending volatility at the beginning of retirement, experiencing both major ups and downs from year to year.
We explored all of these patterns...
and their implications for plan sponsors and financial professionals dedicated to helping pre-retirees prepare for—and retirees maintain—a secure lifestyle in retirement.
Additional Retirement Insights
Navigating the Retirement Income Challenge
Insights into understanding and addressing the income needs of American workers in retirement.
Spending spikes can put retirement readiness at risk- but plan sponsors can help
Joint research between J.P. Morgan Asset Management and the Employee Benefit Research Institute uncovers new connections between spending spikes and retirement readiness.