Retirement Insights

Discover our Guide to Retirement, updated annually to provide you with an effective framework for supporting retirement planning conversations with clients.

Market volatility can make investing feel challenging and even daunting. The ups and downs of the market can be unsettling, especially for those who are new to investing or nearing retirement. However, understanding the nature of market fluctuations and maintaining a long-term perspective can help investors stay the course and achieve their financial goals.

With pensions largely a thing of the past, the role of defined contribution (DC) plans has shifted from supplemental savings vehicles to the primary funding source for retirement income for the over 4 million Baby Boomers exiting the workforce each year. However, the products and solutions offered within DC plans have struggled to keep pace with this new reality. Daniel Yem, Head of Retirement Income, discusses the changes taking place.

Discover the benefits, risks, and fiduciary duties of adding alternative investments to DC plans under ERISA guidelines for prudent decision-making.

The Social Security Fairness Act became law in early January 2025. With its passage, the monthly retirement benefits of an estimated 3.2 million workers may increase, some payments by a sizeable amount. Sharon Carson, our Retirement Strategist, answers frequently asked questions about how this rule change may affect some of your clients.

The 2024 election and Inauguration Day are now behind us. With the new administration expected to take a “de-regulatory” stance, and the 119th Congress in place with a narrow Republican majority, retirement industry professionals and plan sponsors alike are curious as to what this year will bring in terms of retirement plan legislation, regulation and litigation.

Human impulse being what it is, New Year’s resolutions tend to be forgotten not long after they’re made. Retirement plans deserve a better fate! Michael Conrath, Chief Retirement Strategist, recommends using annual portfolio reviews to help clients gauge the likelihood of affording their desired lifestyle in retirement.