Portfolio Pulse: Future Transition Multi-Asset Fund
Eyes on the future with an innovative asset allocation strategy
Sep 2021 (2-minute read)
Sports has been in the limelight in recent months. By taking cues from elite athletes in their training programmes, investors could consider adopting a perseverant and consistent approach when they map out their long-term investing strategy1.
A Hong Kong fencing medalist was reported2 to have said that being a champion is not just a dream, but one has to work hard and not give up. This could be likened to keeping your financial goals in-check, investing regularly and staying invested. [Read more: 5 FAQs on long-term investing: starting out and 5 FAQs on long-term investing: staying invested]
Perseverance and consistency
Investors, based on their investment objectives and risk appetite, could focus on regular monthly investing1 like athletes would for their day-to-day trainings as they prepare for their competitions. Athletes generally train regularly over the long term, and not just aggressively over a short period.
Athletes could also face ups and downs in their athletic careers. Likewise for investing, where markets can always have a bad day, week, month or even year. Market volatility is normal, and investing can involve significant drawdowns from time to time. Investors should be aware of the volatility they can handle based on their objectives and risk appetite, but troubled times aren’t a sign to sell everything.
THE ROLE OF LONG-TERM INVESTING1
Leveraging dollar-cost averaging
Investing a fixed amount of money regularly can help reduce the impact of short-term market volatility on the overall investment in the long run.
Harnessing the power of compounding
A key reason to start early and stay invested is that this can help benefit from the compounding effect over a long period of time.
Based on their investment objectives and risk appetite, investors could consider monthly fund investment plans1 as they build their capital. J.P. Morgan Asset Management’s eTrading requires a minimum investment of HK$1,000 per month3 and investors will be able to enjoy the online trading services and keep track of their investments via the eTrading website.
Investors could also register on or before 30 September 2021 to enjoy lifetime subscription fee waiver^* for online monthly fund investment1.
J.P. MORGAN MONTHLY FUND INVESTMENT
Minimum monthly investment is as low as HK$1,000 – making it easy for you to start a habit of investing!
We offer a wide range of fund choices. All investors, no matter aggressive or conservative, we have solutions for you.
With our professional expertise, investing is made easy even for first-time investors.
Pick any day and amount of your choice for your monthly investment. Enjoy total flexibility as instructions can be changed anytime!
Considering your investment risk appetite
Fencers, basketball players and rugby players have specific needs for strength and agility, and the training would vary according to their requirements, a Hong Kong fencing champion’s strength trainer was reported to have said4. Similarly, the same could be applied to investing as investors strive to achieve their long-term financial goals, based on their risk appetite.
On J.P. Morgan's eTrading platform, the Portfolio Risk Rating is shown in the 'My Portfolio'3. The rating, from lowest risk level to highest risk level, includes conservative, stable, balanced, growth and aggressive. Similarly, each fund also has its own risk-rating range from 1 (being the lowest) to 5 (being the highest) which will contribute to your portfolio risk rating. You can regularly review your portfolio risk and rebalance the portfolio as needed.
Conclusion
Taking a cue from elite athletes as they train towards achieving their goals, investors could consider investing regularly as they strive to achieve their financial objectives.
Eyes on the future with an innovative asset allocation strategy
Capturing dividend opportunities across Asia
With yields hovering close to decade highs across many fixed income sectors, investors are presented with a “menu of options”. Still, selectivity matters as recession risks loom.
A pulse check on our Asian bond portfolio
After a difficult year for bonds, we explain why fixed income could once again prove to be a useful diversifier for portfolios.
As the Fed’s rate hike cycle concludes, bonds can present an important source of income and diversification for portfolios.
We share our views on Asian bonds and how we position in 2H 2023.
We explain why investors should pay greater attention to quality bonds.
We share insights on the Japanese equity strategy while riding on cyclical and structural tailwinds.
ASEAN, China and the broader Asia ex-Japan region present ample opportunities for long-term growth.
Here is a chart indicating IG bond opportunities as US Treasury yields stay elevated.
A quick look at how the Fund is positioned as recession risks loom and financial conditions tighten.
A quick take on our strategy in investing Asian income assets amid global economic slowdown and China’s reopening.
We highlight the impact of China’s reopening on Asia equities and the key secular trends driving long-term growth in the region.
Flexibility is at the heart of our approach to fixed income markets.
Income investing can help tap investment opportunities while managing volatility through cash flows from a diversified portfolio of income generating assets.
We share the key themes driving equities as China reopens.
We share the key themes that are driving equity investment opportunities in ASEAN.
Rising government bond yields have presented more room to manage the impact of rate hikes. How big is this leeway?
We share our views on the fixed income opportunities in the current tough times.
Income investing remains relevant in the current market environment, as volatility is poised to remain elevated.
We believe that quality and yield opportunities can still be found in bonds.
We share a 2H 2022 market outlook on the key themes in China equity investing.
We discuss five megatrends related to climate change and the investment implications.
How technology is advancing the process of diagnosis – listening, observing, enquiring and examining – while presenting market opportunities.
Learn about how sustainable infrastructure helps drive the development of metaverse and electric vehicles.
Digital education helps enhance the learning experience, driving new growth opportunities.
We discuss how urbanisation is driving opportunities in the infrastructure space.
Harnessing innovative digital and communications technologies for new economic growth opportunities.
We share our perspectives on positioning for income as rates rise.
Increasing demand for healthcare services globally is presenting growth opportunities.
Going beyond the traditional fixed income sectors to tap into the potential of securitisation.
Fixed income isn’t just government or corporate bonds, it also includes non-traditional debt securities.
The securitisation market has regained much ground in the past decade.
Diversification sounds easy, but how to do it effectively?
The development of autonomous cars creates new investment opportunities.
For more information, please call or email us. You can also contact your J.P. Morgan representative.