J.P. Morgan Tax-Smart SMAs

The partnership features a powerful suite of model portfolios using J.P. Morgan investment expertise combined with 55ip’s automated tax management and tax technology, providing:

• An advisor-facing platform to access our suite of diversified Models to meet a variety of client needs
• Automated tax-transition technology to easily move clients into a variety J.P. Morgan Models
• Automated, ongoing tax-loss harvesting across all your client accounts
• Automated trading and rebalancing functionality for both qualified and non-qualified accounts¹

¹Automated trading and rebalancing are available if you sign a sub-advisory agreement with 55ip. For a trade list delivery agreement, 55ip provides trade lists and the advisor is responsible for executing trades.

55ip’s platform is designed to integrate seamlessly where advisors run their business today with deep custodial integrations. Today, 55ip has custodial integration with TD Ameritrade, Charles Schwab, and Fidelity.

Advisors will have to authorize their custodians to share data with 55ip. This is a simple process, but instructions vary by custodian. Please contact the 55ip Onboarding Team (onboarding@55-ip.com) or your dedicated Advisor Success Manager with any questions.

Getting started is easy and takes little time. Advisors just follow these simple steps to start connecting with our team:

1. First, register on 55ip and create a login. Next, sign 55ip’s sub-advisory or trade list delivery agreement via DocuSign. From there, immediately start engaging with 55ip’s Advisor Success Team for onboarding and account opening.
2. Please note, as mentioned above, authorization from Advisors to their custodians is required in order to share data with 55ip. This process is simple, but can also vary by custodian. Our 55ip Onboarding Team or your dedicated Advisor Success Manager is always available to answer any questions.

J.P. Morgan offers a suite of diversified model portfolios, composed of both ETFs and mutual funds, built to meet a variety of client needs. For more on our 55ip and Advisory models, visit our Morgan Models homepage or click to explore and analyze with our latest tools.

• Strategic ETF Models: Long-term, benchmark-oriented investment approach in a portfolio of ETFs
• Strategic ETF/MF Models: Long-term, benchmark-oriented investment approach in a portfolio of ETFs and actively managed mutual funds
• Strategic US-Only ETF Models: Long-term, benchmark-oriented investment approach in a portfolio of US-Only ETFs
• Tactical ETF Models: Our latest tactical decision making with flexibility to take advantage of short-term market dislocations
• Multi-Asset Income ETF/MF Model: For the delivery of a consistent stream of income on a monthly basis

Additional information is available in the 55ip portal, including model descriptions, fact sheets and trade commentaries. You can also click to learn more and Explore our Models through this site, which includes our latest asset allocation views, event replays, key themes and more.

• Select the J.P. Morgan Model that best aligns with your client’s goals.
• Upload your client’s current portfolio and create a customized transition plan using 55ip’s tax technology and easy-to-understand client proposals.
• 55ip will initiate and facilitate a tax-managed transition to the new model over time, staying within your client’s custom parameters.
• You will receive ongoing automated tax management and clearly illustrated client reporting. For more information, contact 55ip’s dedicated Onboarding team.

Yes, 55ip provides services, such as automated trading, rebalancing, and reporting for both your clients’ qualified and non-qualified accounts. It is a solution designed for your entire client base.

Currently, 55ip’s platform is available to Registered Investment Advisors who custody at Schwab, TD Ameritrade, or Fidelity. If you do not use one of the previous three custodians, please contact your J.P. Morgan representative for more information and to learn more. Please also feel free to email our 55ip and J.P. Morgan team.

The account minimums for taxable accounts and non-taxable accounts is $50,000. 

Contact our dedicated 55ip J.P. Morgan partnership business development support at sales@55-ip.com or call our J.P. Morgan Advisor Service Center at 1-800-338-4345.

This information should not be relied upon as investment advice, research, or a recommendation by J.P. Morgan Asset Management regarding (i) the Funds, (ii) the use or suitability of the model portfolios or (iii) any security in particular. Only an investor and their financial advisor know enough about their circumstances to make an investment decision.

The information on this website is not an offer or solicitation for the purchase or sale of any financial instrument in any jurisdiction, nor is it a commitment by J.P. Morgan Asset Management or any of its subsidiaries (collectively “JPMAM”) to enter into any transaction referenced herein. All information provided by JPMAM herein is indicative, is based on certain assumptions and current market conditions and is subject to change without notice. Accordingly, no reliance should be placed on the information herein. In deciding whether to enter into any transaction or strategy referenced herein, the recipient should rely solely on the final documentation, which will contain the definitive terms and conditions relating to any referenced transaction or strategy.

The information has been provided for illustrative purposes only and should not be relied upon by you in evaluating the merits of investing in any securities or strategies mentioned herein.

Past performance is not a guide to the future. Any forecasts, opinions and statements of financial market trends expressed are JPMAM’s own at the date of this document and may be subject to change without notice. Any research in this document has been obtained and may have been acted upon by JPMAM for its own purpose. The results of such research are being made available as additional information only and do not constitute investment advice. They do not reflect the views of JPMorgan Chase Group. The value of investments and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Both past performance and yield may not be reliable guides to current and future performance. Changes in exchange rates may have an adverse effect on the value, price or income of the product or underlying overseas investments. JPMAM makes no representation or warranty regarding the accuracy or completeness of the information herein. JPMAM is not an advisor to any person who receives information on any referenced transaction.

55 Institutional Partners, LLC and its affiliates (“55ip”) is a registered investment adviser that offers access to the third-party strategies provided herein in addition to other services. J.P. Morgan Asset Management provides investment ideas in the form of model portfolios, to 55ip for use in the software offered herein. 55ip receives a service fee from J.P. Morgan Asset Management as consideration for the services 55ip provides its customers in relation to the J.P. Morgan Model Portfolios. The J.P. Morgan Model Portfolios are provided for illustrative and educational purposes only, do not constitute research, personalized investment advice or a fiduciary investment recommendation from J.P. Morgan Asset Management or 55ip to any client of 55ip, and are intended for use only by 55ip customers, with other information, as a resource to help build a tailored portfolio or as an input in the development of investment advice from a Financial Professional to its own clients and shall not be the sole or primary basis for a Financial Professional. Financial Professionals are responsible for making their own independent fiduciary judgment as to how to specifically use the J.P. Morgan Model Portfolios and/or whether to implement any trades for its designated clients. J.P. Morgan Asset Management does not have investment discretion over, or place trade orders for, any portfolios or accounts derived the J.P. Morgan Asset Management Model Portfolios. J.P. Morgan Asset Management is responsible for the methodology of the Model Portfolios; it is not responsible for determining the individual appropriateness or suitability of the J.P. Morgan Model Portfolios or any of the securities included therein for any client of 55ip. Information and other marketing materials provided by J.P. Morgan Asset Management or 55ip concerning the J.P. Morgan Model Portfolios including holdings, performance, and other characteristics – may vary materially from any portfolios or accounts derived from the J.P. Morgan Model Portfolios. Any performance shown for the J.P. Morgan Model portfolios does not include brokerage fees, commissions, or any overlay fee for portfolio management, which would further reduce returns. There is no guarantee that any investment strategy will be successful or achieve any particular level of results. The J.P. Morgan Model Portfolios themselves are illustrative, they are not funds and one cannot invest directly in the Model Portfolios. The J.P. Morgan Model Portfolios, allocations, and data are subject to change.

Carefully consider the J.P. Morgan Funds within the model portfolios’ investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds’ prospectuses or, if available, the summary prospectuses which may be obtained by visiting www.jpmorganfunds.com. Read the prospectus carefully before investing. Investing involves risk, including possible loss of principal. Asset allocation and diversification may not protect against market risk, loss of principal or volatility of returns.

55ip is a wholly-owned subsidiary of JPMorgan Asset Management Holdings Inc.

The price movement of an index-based ETF may not track the underlying index and may result in a loss. ETFs may trade at a price below their net asset value (also known as a discount). All regulated investment companies are obliged to distribute portfolio gains to shareholders.

The recipient must make an independent assessment of legal, credit, tax, regulatory and accounting issues and determine with its own professional advisors any suitability or appropriateness implications of any transaction referenced herein in the context of its particular circumstances. JPMAM assumes no responsibility or liability whatsoever to any person in respect of such matters. JPMAM, or any connected or associated person, may hold long or short positions or derivative interest in or act as market maker in the financial instruments of any issuer referred to herein or act as underwriter, distributor, advisor or lender to any such issuer. JPMAM may conduct trading activities, including hedging, in connection with any transaction referenced herein, which may have an adverse impact on the recipient.

Model Portfolios and the materials thereof are only distributed by Intermediaries where Advisory Portfolios are available.

J.P. Morgan ETFs are distributed by JPMorgan Distribution Services, Inc., (1111 Polaris Pkwy, Columbus, OH 43240) which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. JPMorgan Distribution Services, Inc. is a member of FINRA.

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc. (JPMDS) and offered by J.P. Morgan Institutional Investments, Inc. (JPMII); both affiliates of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. JPMDS and JPMII are both members of FINRA.

Telephone calls and electronic communications may be monitored and/or recorded. Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our privacy policies at https://www.jpmorgan.com/privacy.

J.P. Morgan Asset Management is the marketing name for the asset management businesses of JPMorgan Chase & Co. and its affiliates worldwide.

©JPMorgan Chase & Co. All rights reserved. All other marks are the property of their respective owners.