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    1. Defined Contribution Insights

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    Defined Contribution Insights

    Explore ideas to help design and manage defined contribution plans effectively.

    Stay current

    • 1Q23 DC Review Presentation
    • Retirement Plan Tools & Resources
    • Solving the Retirement Income Challenge
    Legislative & Regulatory Plan Design & Governance Reenrollment Retirement Income Target Date Investing
    Legislative & Regulatory

    Secure 2.0 is here. What do you need to know?

    Read more about key provisions and how they will affect both employer-sponsored retirement plans and wealth planning.

    Read more

    401(k) litigation after the Supreme Court decision

    Read more about the impact of appellate court rulings on fiduciaries of 401(k) plans.

    Read more

    Reintroduction of Bipartisan Retirement Bills

    Prospects for comprehensive retirement plan legislation have improved as bipartisan retirement bills are reintroduced. Discover the progress of SECURE 2.0.

    Read more

    Accessing DC plans for emergencies

    Pending legislation would create new ways for participants to access DC plans for emergencies. Learn more about emergency savings accounts and other proposals.

    Read more

    IRS proposes amendments to the RMD rules

    Explore the changes to RMDs recently proposed by the IRS to understand their impact on beneficiaries of employer plans and IRAs.

    Read more

    COVID-19: The impact of the economic disruption on retirement plans

    Dan Notto, ERISA Strategist, addresses retirement plan issues arising in the wake of the economic disruption caused by COVID-19.

    Read more

    CARES Act includes important retirement plan provisions

    The Senate approved the Coronavirus Aid, Relief, and Economic Security (CARES) Act—a sweeping, $2 trillion relief package in response to the COVID-19 outbreak.

    Read more

    Congress enacts major retirement plan legislation

    Written by ERISA Strategist Dan Notto, this bulletin highlights key provisions of the SECURE Act.

    Read more

    In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

    There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

    Read more
    Plan Design & Governance

    What do our Long-Term Capital Market Assumptions mean for defined contribution plans?

    In the wake of the 2022 bear market, learn more about what long-term capital market assumptions for 2023 will mean for defined contribution plans and strategies.

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    How integrated plan design can improve retirement outcomes

    We explore how our collaborative research with the Employee Benefit Research Institute can help strengthen plan design and financial wellness programs.

    Read more

    2019 Defined Contribution Plan Sponsor Survey Findings

    We show the benefits of being proactive, including greater adoption of best practices to position more participants for greater retirement funding success.

    Explore the findings
    Reenrollment

    Top reenrollment misperceptions

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    Understanding reenrollment: Benefits for participants and plan sponsors

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    Retirement Income

    Leveraging defined contribution plans in the public sector

    Learn more about how public sector defined benefit plans have scaled back their benefits and how defined contribution plans may help with retirement readiness.

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    Solving the Retirement Income Challenge

    Insights into understanding and addressing the income needs of American workers in retirement.

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    Mystery no more: Portfolio allocation, income and spending in retirement

    Explore research outlining asset allocation changes, income generation, and spending in retirement.

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    In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

    There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

    Read more
    Target Date Investing

    Choosing target date funds: What is most appropriate for your participants?

    Fiduciaries who aren't considering a TDF's strategic design may be missing the mark. Learn more about the characteristics to consider when selecting TDFs.

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    How portfolio diversification and prudent risk management can improve retirement outcomes

    Drawing on findings from our research collaboration with EBRI, we highlight why it's critical to have a well-diversified retirement portfolio.

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    Target Date Funds: Translating Department of Labor guidance into action

    Help plan sponsors determine the most prudent actions to take in reference to the DOL's tips on target date fund selection.

    Download pdf

    Understanding key legislative and regulatory issues and meeting fiduciary obligations are challenging in today’s environment. We’re here to help you navigate the evolving retirement landscape.

    Dan Notto

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    OUR RETIREMENT RESEARCH

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    The first holistic view of household spending & savings

    Research from the Employee Benefit Research Institute and J.P. Morgan Asset Management provides useful data to facilitate better retirement outcomes.

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    2021 Defined Contribution Plan Participant Survey Findings

    This year's survey results offer clear insights into what participants want from their employers when it comes to their retirement plans.

    See the key findings
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    Solving the Retirement Income Challenge

    Insights into understanding and addressing the income needs of American workers in retirement.

    Explore the findings
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    Retirement by the Numbers

    Our new research shows how retirement saving and spending patterns can add up to more successful funding outcomes.

    Learn more

    Explore More

    Guide to Retirement

    Updated annually, the Guide to Retirement provides an effective framework for supporting your retirement planning conversations.

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    Retirement Solutions

    Explore J.P. Morgan Asset Management's latest insights, retirement solutions and tools.

    Learn more

    Advisor resources for client conversations

    Resources and tools to help retirement plan participants make informed decisions.

    Learn more
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