Defined Contribution

Defined Contribution Insights

Explore ideas to help design and manage defined contribution plans effectively.

Legislative & Regulatory Plan Design & Governance Re-enrollment Retirement Income Target Date Investing

Legislative & Regulatory

IRS proposes amendments to the RMD rules

Explore the changes to RMDs recently proposed by the IRS to understand their impact on beneficiaries of employer plans and IRAs.

Private equity investments in target date funds: The DOL supplements its 2020 guidance

Written by ERISA Strategist Dan Notto, this bulletin addresses recent guidance from the DOL on private equity in DC plans.

Understanding the SECURE Act Annuity Safe Harbor

Learn about the SECURE Act annuity safe harbor, including the conditions of the safe harbor and how fiduciaries can satisfy them.

Momentum Building for Retirement Income in Defined Contribution Plans

Momentum is building for including retirement payout options in DC plans. Explore how policymakers are encouraging retirement income options in DC plans.

Reintroduction of Bipartisan Retirement Bills

Prospects for comprehensive retirement plan legislation have improved as bipartisan retirement bills are reintroduced. Discover the progress of SECURE 2.0.

COVID-19: The impact of the economic disruption on retirement plans

Dan Notto, ERISA Strategist, addresses retirement plan issues arising in the wake of the economic disruption caused by COVID-19.

CARES Act includes important retirement plan provisions

The Senate approved the Coronavirus Aid, Relief, and Economic Security (CARES) Act—a sweeping, $2 trillion relief package in response to the COVID-19 outbreak.

Congress enacts major retirement plan legislation

Written by ERISA Strategist Dan Notto, this bulletin highlights key provisions of the SECURE Act.

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Plan Design & Governance

What our Long-Term Capital Market Assumptions mean for defined contribution plans

Explore our latest LTCMAs and suggested actions for plan sponsors to consider given modest expected returns.

How integrated plan design can improve retirement outcomes

We explore how our collaborative research with the Employee Benefit Research Institute can help strengthen plan design and financial wellness programs.

Re-enrollment

Top re-enrollment misperceptions

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Understanding re-enrollment: Benefits for participants and plan sponsors

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Retirement Income

Solving the Retirement Income Challenge

Insights into understanding and addressing the income needs of American workers in retirement

Mystery no more: Portfolio allocation, income and spending in retirement

Explore research outlining asset allocation changes, income generation, and spending in retirement.

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Target Date Investing

Choosing target date funds: What is most appropriate for your participants?

Fiduciaries who aren't considering a TDF's strategic design may be missing the mark. Learn more about the characteristics to consider when selecting TDFs.

How portfolio diversification and prudent risk management can improve retirement outcomes

Drawing on findings from our research collaboration with EBRI, we highlight why it's critical to have a well-diversified retirement portfolio.

Understanding key legislative and regulatory issues and meeting fiduciary obligations are challenging in today’s environment. We’re here to help you navigate the evolving retirement landscape.

Dan Notto

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OUR RETIREMENT RESEARCH

The first holistic view of household spending & savings

Research from the Employee Benefit Research Institute and J.P. Morgan Asset Management provides useful data to facilitate better retirement outcomes.

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2021 Defined Contribution Plan Participant Survey Findings

This year's survey results offer clear insights into what participants want from their employers when it comes to their retirement plans.

See the key findings

2019 Defined Contribution Plan Sponsor Survey Findings

We show the benefits of being proactive, including greater adoption of best practices to position more participants for greater retirement funding success.

Explore the findings