Defined Contribution

Defined Contribution Insights

Explore ideas to help design and manage defined contribution plans effectively.

Legislative & Regulatory Plan Design & Governance Reenrollment Retirement Income Target Date Investing

Legislative & Regulatory

Secure 2.0 is here. What do you need to know?

Read more about key provisions and how they will affect both employer-sponsored retirement plans and wealth planning.

401(k) litigation after the Supreme Court decision

Read more about the impact of appellate court rulings on fiduciaries of 401(k) plans.

Reintroduction of Bipartisan Retirement Bills

Prospects for comprehensive retirement plan legislation have improved as bipartisan retirement bills are reintroduced. Discover the progress of SECURE 2.0.

Accessing DC plans for emergencies

Pending legislation would create new ways for participants to access DC plans for emergencies. Learn more about emergency savings accounts and other proposals.

IRS proposes amendments to the RMD rules

Explore the changes to RMDs recently proposed by the IRS to understand their impact on beneficiaries of employer plans and IRAs.

COVID-19: The impact of the economic disruption on retirement plans

Dan Notto, ERISA Strategist, addresses retirement plan issues arising in the wake of the economic disruption caused by COVID-19.

CARES Act includes important retirement plan provisions

The Senate approved the Coronavirus Aid, Relief, and Economic Security (CARES) Act—a sweeping, $2 trillion relief package in response to the COVID-19 outbreak.

Congress enacts major retirement plan legislation

Written by ERISA Strategist Dan Notto, this bulletin highlights key provisions of the SECURE Act.

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Plan Design & Governance

What do our Long-Term Capital Market Assumptions mean for defined contribution plans?

In the wake of the 2022 bear market, learn more about what long-term capital market assumptions for 2023 will mean for defined contribution plans and strategies.

How integrated plan design can improve retirement outcomes

We explore how our collaborative research with the Employee Benefit Research Institute can help strengthen plan design and financial wellness programs.

2019 Defined Contribution Plan Sponsor Survey Findings

We show the benefits of being proactive, including greater adoption of best practices to position more participants for greater retirement funding success.

Explore the findings

Reenrollment

Top reenrollment misperceptions

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Understanding reenrollment: Benefits for participants and plan sponsors

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Retirement Income

Leveraging defined contribution plans in the public sector

Learn more about how public sector defined benefit plans have scaled back their benefits and how defined contribution plans may help with retirement readiness.

Solving the Retirement Income Challenge

Insights into understanding and addressing the income needs of American workers in retirement.

Mystery no more: Portfolio allocation, income and spending in retirement

Explore research outlining asset allocation changes, income generation, and spending in retirement.

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Target Date Investing

Choosing target date funds: What is most appropriate for your participants?

Fiduciaries who aren't considering a TDF's strategic design may be missing the mark. Learn more about the characteristics to consider when selecting TDFs.

How portfolio diversification and prudent risk management can improve retirement outcomes

Drawing on findings from our research collaboration with EBRI, we highlight why it's critical to have a well-diversified retirement portfolio.

Target Date Funds: Translating Department of Labor guidance into action

Help plan sponsors determine the most prudent actions to take in reference to the DOL's tips on target date fund selection.

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Understanding key legislative and regulatory issues and meeting fiduciary obligations are challenging in today’s environment. We’re here to help you navigate the evolving retirement landscape.