Defined Contribution Insights

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Explore ideas to help design and manage defined contribution plans effectively.

Legislative & Regulatory Plan Design & Governance Re-enrollment Retirement Income Target Date Investing

Legislative & Regulatory

Private equity investments in target date funds: The DOL weighs in

Written by ERISA Strategist Dan Notto, this bulletin addresses recent guidance from the DOL on private equity in DC plans.

IRS and DOL issue much anticipated guidance on key SECURE Act provisions

The IRS and DOL release guidance on a number of the SECURE Act’s provisions that affect employer-sponsored retirement plans.

COVID-19: The impact of the economic disruption on retirement plans

Dan Notto, ERISA Strategist, addresses retirement plan issues arising in the wake of the economic disruption caused by COVID-19.

CARES Act includes important retirement plan provisions

The Senate approved the Coronavirus Aid, Relief, and Economic Security (CARES) Act—a sweeping, $2 trillion relief package in response to the COVID-19 outbreak.

Congress enacts major retirement plan legislation

Written by ERISA Strategist Dan Notto, this bulletin highlights key provisions of the SECURE Act.

Misperceptions of fiduciary responsibilities persist

Dan Notto, ERISA Strategist, discusses key insights from our 2019 Defined Contribution Plan Sponsor Survey.

How the SECURE Act would impact 401(k)s

We highlight some of the key provisions of the SECURE Act and also show the effective dates as reflected in the Act.

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Plan Design & Governance

Ready! Fire! Aim? 2018

More than a decade of research on retirement plan participant behavior continues to highlight important trends and implications for target date fund design.

Misperceptions of fiduciary responsibilities persist

Dan Notto, ERISA Strategist, discusses key insights from our 2019 Defined Contribution Plan Sponsor Survey.

How integrated plan design can improve retirement outcomes

We explore how our collaborative research with the Employee Benefit Research Institute can help strengthen plan design and financial wellness programs.

Re-enrollment

Top re-enrollment misperceptions

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Understanding re-enrollment: Benefits for participants and plan sponsors

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Retirement Income

In-plan retirement income solutions: fiduciary considerations for defined contribution plan sponsors

There are a number of questions fiduciaries may want to consider as they go about the process of adding retirement income solutions to their plans.

Three retirement spending surprises

Our research uncovered three surprising patterns: a lifetime spending curve, a retirement spending surge and a high degree of retirement spending volatility.

Target Date Investing

Choosing target date funds: What is most appropriate for your participants?

Fiduciaries who aren't considering a TDF's strategic design may be missing the mark. Learn more about the characteristics to consider when selecting TDFs.

Target date funds: Translating Department of Labor guidance into action

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Target date funds can’t afford to be passive… but can be affordable

Our blended target date funds leverage both active investments—where we can add the most value—along with passive, low-cost indexed investments.

How portfolio diversification and prudent risk management can improve retirement outcomes

Drawing on findings from our research collaboration with EBRI, we highlight why it's critical to have a well-diversified retirement portfolio.

Understanding key legislative and regulatory issues and meeting fiduciary obligations are challenging in today’s environment. We’re here to help you navigate the evolving retirement landscape.

Dan Notto

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OUR RETIREMENT RESEARCH

The first holistic view of household spending & savings

Research from the Employee Benefit Research Institute and J.P. Morgan Asset Management provides useful data to facilitate better retirement outcomes.

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2018 Defined Contribution Plan Participant Survey Findings

Our 2018 survey finds that although DC plan participants are making progress and gaining confidence overall, more work is needed.

See the key findings

2019 Defined Contribution Plan Sponsor Survey Findings

We show the benefits of being proactive, including greater adoption of best practices to position more participants for greater retirement funding success.

Explore the findings

Ready! Fire! Aim? 2018

More than a decade of research on retirement plan participant behavior continues to highlight important trends and implications for target date fund design.

Learn more

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Guide to Retirement

Updated annually, the Guide to Retirement provides an effective framework for supporting your retirement planning conversations.

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Retirement Solutions

Explore J.P. Morgan Asset Management's Retirement Solutions, including target date strategies and JPMorgan SmartSpending fund.

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Advisor resources for client conversations

Resources and tools to help retirement plan participants make informed decisions.

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