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    1. Mutual funds for beginners

    Mutual funds for beginners

    There are many ways investors could invest their capital. Stocks, bonds, gold and foreign exchange are the more common types of investments, alongside mutual funds.

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    Monthly fund investment online

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    What is a mutual fund?

    A mutual fund is a relatively mature and well-established investment vehicle. Managed by portfolio managers, mutual funds are investment schemes that pool together capital from different investors and then invested in various types of asset classes including equities, bonds and money market instruments. The holdings could cover dozens of securities.

    What is a mutual fund?

    Advantages of mutual funds

    Ease of access

    Ease of access

    Once you have set your investment goals and risk appetite, you could open an investment account and select the appropriate funds. Going forward, you could review your investment regularly based on your goals, risk appetite, personal needs and circumstances. Mutual funds could be an accessible way of investing your capital.

    Tapping professional expertise

    Tapping professional expertise

    Portfolio managers generally have the expertise and experience managing investments. Retail investors could harness their robust research, risk management capabilities and market insights. The managers could also help with fund administrative tasks such as settling a trade, foreign exchange and dividend-related matters.

    Lower entry threshold

    Lower entry threshold

    Mutual funds are accessible to a wide variety of investors. In addition to a one-off subscription, retail investors could invest via a monthly subscription at a minimum of HK$1,000 - an optimal way to gain exposure to global financial markets.

    Multiple funds choices

    Multiple choices

    The investment style, objective, and scope of mutual funds could vary. They could invest in a single market, a specific industry or across many markets globally. For example, money market funds aim to hold highly liquid assets to help mitigate risks, fixed income funds strive to generate stable income, equity funds seek relatively high-potential growth and multi-asset funds harness different asset classes for optimal outcomes.

    Lower concentration risk for mutual funds

    Lower concentration risk

    A mutual fund generally invests in many types of securities. With ease of access, individual investors could diversify* their investments globally at a relatively lower cost. Compared to holding just a single security, the concentration risk for mutual funds is lower.

    Relative ease when opting out

    Relative ease when opting out

    You decide when to buy or sell a fund, and that means you are able to exercise full control over your investment portfolio and capital.

    *Diversification does not guarantee investment return and does not eliminate the risk of loss.

    Monthly Fund Investment: Open an Account Online to Enjoy LIFETIME Subscription Offer

    Invest monthly from as little as HK$1,000 to get a head start in forming the habit of investment.【First 350 applicants can enjoy LIFETIME offer!】 Terms & conditions apply

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    "FUND" Opportunities Start Here

    Your fund investment journey is within reach. Open an account online now!

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    Open an Account Now

    “Fund” Opportunities Start Here. Open an account online and start your fund experience.

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