Key takeaways:
- Making time your friend and optimising compound interest;
- Investing continuously is key, avoid the tendency of wanting to time the market; and
- No single asset class can be an all-time winner, diversification could help manage risks.
The three ‘dos’ for long-term investing include:
- Do harness the power of time as it is important to start saving and investing early to optimize the benefits of compounding.
- Do invest regularly: instead of trying to time the market, it is more important to keep investing.
- Do diversify: Different assets have different characteristics and no single asset class can be an all-time winner. Diversified investment in multiple assets with different characteristics could help increase return potential in the long-term while managing risks.
Provided for information only based on market conditions as of date of publication, not to be construed as investment recommendation or advice.
Diversification does not guarantee investment return and does not eliminate the risk of loss.
Investment involves risk. Not all investments are suitable for all investors. Past performance is not a reliable indicator of current or future results. Please refer to the offering document(s) for details, including the risk factors. Investors should consult professional advice before investing. Investments are not similar to or comparable with fixed deposits. The opinions and views expressed here are as of the date of this publication, which are subject to change and are not to be taken as or construed as investment advice. Estimates, assumptions and projections are provided for information only and may or may not come to pass. This document has not been reviewed by the SFC. Issued by JPMorgan Funds (Asia) Limited.