1. What are Cookies?
A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can recognise you when you revisit and remember certain information about you. This can include which pages you have visited, choices you have made from menus, any specific information you have entered into forms and the time and date of your visit.
2. Types of Cookies
There are two main types of cookies:
- Session cookies: these are temporary cookies that expire at the end of a browser session; that is, when you leave the site. Session cookies allow the website to recognise you as you navigate between pages during a single browser session and allow you to use the website most efficiently.
- Persistent cookies: in contrast to session cookies, persistent cookies are stored on your equipment between browsing sessions until expiry or deletion. They therefore enable the website to recognise you on your return, remember your preferences, and tailor services to you.
In addition to session cookies and persistent cookies, there may be other cookies which are set by the website which you have chosen to visit, such as this website, in order to provide us or third parties with information.
We use session cookies to:
- Help us maintain security and verify your details whilst you use the website as you navigate from page to page, which enables you to avoid having to re-enter your details each time you enter a new page.
The personal data may be processed for purposes including:
- Administering relationships and related services.
- Operational purposes, credit assessment, and statistical analysis (including behaviour analysis).
- Conducting market or customer satisfaction research.
- Providing individuals with information concerning products and services which we believe will be of interest.
- Compliance with any requirement of law, regulation, associations, voluntary codes we decide to adopt, or good practice, anywhere in the world.
- Confirming and verifying an individual’s identity (this may involve the use of a credit reference agency or other third parties acting as our agents) and to conduct due diligence. We may also screen against publicly available government and/or law enforcement agency sanctions lists.
- The detection, investigation and prevention of fraud and other crimes or malpractice. For the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), for obtaining legal advice or for establishing, exercising or defending legal rights.
We use persistent cookies to:
- Help us recognise you as a unique user when you return to our website so that you do not have to input your details multiple times as you move between our pages or services
- Remember how you have customised your use of this site, such as the region that you are in
- Collect and compile anonymous, aggregated information for statistical and evaluation purposes to help us understand how users use the website and help us improve the structure of our website.
- Make this website more relevant to your interests based on your past visits to this website
- Tailor our online advertisements or offers on our or third party websites to those which are most likely to be of interest to you
- Evaluate the effectiveness of our online marketing and advertising campaigns.
As with first party cookies, you are able to block third party cookies through your browser settings.
4. Refusing Cookies on this Site