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    J.P. Morgan Asset Management’s website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan Asset Management isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan Asset Management name.
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    1. Retirement plan solutions

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    Retirement plan solutions

    • Two decades of participant savings and spending research
    • A range of active and passive blend target date funds
    • Multiple retirement income solutions
    • Retirement Insights
    • Guide to Retirement
    • Retirement Income

    Our approach

    J.P. Morgan is redefining retirement with real-world data and research. Our deep understanding of real saving and spending behavior enables us to help people at any point of their retirement journey.

    Real-world data and research informs product design

    Two decades of research and the savings and spending behavioral data of millions of participants drive our investment decisions and the retirement plan solutions we offer our clients.

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    1.4 million

    Defined contribution participants across 4,500 plans¹

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    23 million

    Defined contribution and IRA accounts through collaboration with EBRI²

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    63 million

    Chase banking households³

    Helping real people throughout their entire retirement journey

    With JPMorgan SmartRetirement Funds, plan participants get a target date strategy built around real-life behavior. It's an all-in-one solution for anyone at any point on their retirement journey.

    Featured Products

    SmartRetirement Blend Funds

    A target date fund series providing an all-in-one solution for any point of a participant’s retirement journey. Invests in both actively- and passively-managed strategies.

    Learn more

    JPMCB SmartRetirement Passive Blend DRE Funds

    A target date series of commingled funds comprised of both active and passive strategies and providing exposure to direct real estate.

    Learn more

    SmartRetirement® Plus

    A solution that provides the option to pair the JPMorgan SmartRetirement target date funds with an annuity, issued by an unaffiliated insurer, which provides a guaranteed income benefit at retirement.⁴

    1 J.P. Morgan retirement research.
    2 In 2020, J.P. Morgan Asset Management formed a research collaboration with the Employee Benefit Research Institute (EBRI). This research draws on their joint database of IRA and 401(k) accounts that is maintained in partnership with the Investment Company Institute (ICI). In an ongoing collaborative effort, EBRI and ICI maintain the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project, the largest, most representative repository of information about individual 401(k) plan participant accounts.
    3 JPMorgan Chase Bank, N.A. (Chase) is proud to serve nearly half of America's households with a broad range of financial services. For more information, visit our website: https://www.chase.com/digital/resources/about-chase.
    4 The issuer of this communication is not insurance producer licensed and is not permitted to provide specific information about any annuity, analyze, give advice or make recommendations concerning insurance contracts or potential insurance contract terms, or otherwise answer any questions regarding any annuity contract or the issuer of the contract. For any such analysis, advice or recommendations, or for answers to any other questions related to an annuity, users must reach out to a properly licensed individual or the issuer of the contract. J.P. Morgan Asset Management (JPMAM) is not an insurance company and makes no representations or recommendations whatsoever about any specific annuity product. Any discussion relating to an annuity option contained herein is for educational/information purposes. Annuities are issued and backed by third-party insurance companies that are not affiliated with JPMAM. Any questions relating to the annuity must be directed to the insurance company. All guarantees are based on the claims-paying ability of the issuing insurance company.

    TARGET DATE FUNDS: The JPMorgan SmartRetirement Funds are target date funds with the target date being the approximate date when investors plan to retire. Generally, the asset allocation of each Fund will change on an annual basis with the asset allocation becoming more conservative as the Fund nears the target retirement date. The principal value of the Fund(s) is not guaranteed at any time, including at the target date. TDFs may suffer investment losses, including near or following retirement. There is no guarantee that the TDF will provide adequate retirement income.

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    For more information, please call or email us. You can also contact your J.P. Morgan representative.

    jpmam.info@jpmorgan.com

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    This website is a general communication being provided for informational purposes only. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. By receiving this communication you agree with the intended purpose described above. Any examples used in this material are generic, hypothetical and for illustration purposes only. None of J.P. Morgan Asset Management, its affiliates or representatives is suggesting that the recipient or any other person take a specific course of action or any action at all. Communications such as this are not impartial and are provided in connection with the advertising and marketing of products and services. Prior to making any investment or financial decisions, an investor should seek individualized advice from personal financial, legal, tax and other professionals that take into account all of the particular facts and circumstances of an investor's own situation.

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