A deep understanding of how people save and spend.
At J.P. Morgan Asset Management, we know that while everyone's retirement paths are different, success is built on understanding how people save and spend. With two decades of research and data from millions of participants, we craft informed investment decisions and retirement solutions, leveraging our position as part of America's largest bank.
Real-world data and research informs product design
Smart retirement solutions that really work.
Explore our smart retirement strategies and solutions designed with plan participant's long term goals in mind.
SmartRetirement Target Date Funds
An all-in-one target date solution that helps put participants on a path to the retirement they’ve earned.
SmartRetirement Lifetime Income
When it comes to retirement income, we help turn complexity into clarity.
Core Menu Options
Diverse range of equity and fixed income strategies available for DC plans.
Retirement insights
Helping to inform retirement decisions in an evolving retirement landscape
Access insights on key retirement themes and challenges designed to help plan sponsors, consultants, and individuals make more informed decisions.
Explore our SmartRetirement target date series.
JPMCB SmartRetirement Blend
Combining the best of both worlds - cost-effective passive strategies and active management in asset classes where we add the most value.
JPMCB SmartRetirement Passive Blend DRE
Focuses on delivering a well-diversified portfolio (including direct real estate) with an appropriate asset allocation for investors who plan to retire around the target retirement year.
JPMCB SmartRetirement Lifetime Income
Simplifying in-plan retirement income, designed to transition employees from saving for retirement to creating their own personalized retirement income strategy.
1 Retirement by the Numbers (December 2025)
2 JPMorgan Chase Bank, N.A. (Chase) is proud to serve nearly half of America's households with a broad range of financial services. For more information, visit our website: https://www.chase.com/digital/resources/about-chase.
TARGET DATE FUNDS: The JPMorgan SmartRetirement Funds are target date funds with the target date being the approximate date when investors plan to retire. Generally, the asset allocation of each Fund will change on an annual basis with the asset allocation becoming more conservative as the Fund nears the target retirement date. The principal value of the Fund(s) is not guaranteed at any time, including at the target date. TDFs may suffer investment losses, including near or following retirement. There is no guarantee that the TDF will provide adequate retirement income.
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You can also contact your J.P. Morgan representative.