Skip to main content
JP Morgan Asset Management - Home
  • Accounts & Documents
    Digital servicing offering for active investors
  • My Collections
    View saved content and presentation slides
  • Log out
  • Products

      Investment Vehicles

      • ETFs
      • Commingled Funds
      • Mutual Funds
    • Investment Strategies

        Investment Options

        • Investment Strategies Overview
        • Alternatives
        • Beta Strategies
        • Equities
        • Fixed Income
        • Global Liquidity
        • Multi-Asset Solutions
        • Commingled Funds

        Capabilities & Solutions

        • ETFs
        • Global Insurance Solutions
        • Liability-Driven Investing
        • Pension Strategy & Analytics
        • Outsourced CIO
        • Retirement Plan Solutions
        • Target Date Strategies
        • Retirement Income
        • Sustainable investing
      • Insights

          Market Insights

          • Market Insights Overview
          • Eye on the Market
          • Guide to the Markets
          • Guide to Investing in Asia
          • Guide to Alternatives
          • Market Updates

          Portfolio Insights

          • Portfolio Insights Overview
          • Alternatives
          • Asset Class Views
          • DB Insights
          • Equity
          • Fixed Income
          • Long-Term Capital Market Assumptions
          • Portfolio Strategy
          • Strategic Investment Advisory Group

          Retirement Insights

          • Retirement Insights Overview
          • Guide to Retirement
          • Retirement Hot Topics
          • Social Security and Medicare Hub

          ETF Insights

          • ETF Insights Overview
          • Guide to ETFs
          • Monthly Active ETF Monitor
        • Resources
            • Resources Overview
            • Center for Investment Excellence Podcasts
            • Insights App
            • Library
            • Public Pension Plans
            • Endowments, Foundations, and Healthcare
            • Taft-Hartley
            • Corporate Defined Benefit
            • Market Response Center
            • Morgan Institutional
            • Artificial Intelligence
            • Webcasts
          • About Us

              About us

              • Overview
              • Diversity, Opportunity & Inclusion
              • Spectrum: Our Investment Platform
              • Media Resources
              • Our Leadership Team
              • Our Commitment to Research
            • Contact us
              • Accounts & Documents
                Digital servicing offering for active investors
              • My Collections
                View saved content and presentation slides
              • Log out
            • Log in
            Log in
            You are about to leave the site Close
            J.P. Morgan Asset Management’s website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan Asset Management isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan Asset Management name.
            CONTINUE Go Back

            <p>Navigating the retirement income challenge</p>

            Our latest insights discuss key drivers behind the retirement income challenge and the various strategies available.

            1. Institutional Investor Home
            2. Insights
            3. Retirement Insights

            People are looking to employers for help

            As defined contribution (DC) plans have become the sole employer-sponsored retirement savings plan for most Americans, the need for solutions that help retiring employees convert savings into income continues to gain momentum.

            Employees want someone else to handle retirement planning for them

            73% of plan participants wish they could push an easy button when it comes to planning for retirement.¹

            More retirees than ever are remaining in plan

            The number of participants with plan balances three years after retirement has more than doubled since 2009.2

            Income strategies make plans more attractive

            Three in four say they would likely stay in plan if there were a retirement income option.¹

            Using real-life data to better understand American workers’ behaviors and create more effective retirement income solutions

            Comparing retirement income strategies

            Read more

            This guide offers our latest research and insights into the retirement income challenge and an overview of the emerging spectrum of strategies designed to help DC plan participants translate savings into income. It also highlights a range of considerations plan sponsors should consider when determining if a specific retirement income strategy is right for their plan.