When you know the facts, you’re one step closer to your retirement goals.
JPMorgan SmartRetirement® is built to withstand a range of market cycles and conditions. Two decades of research and the behavioral data of millions of participants fuel our investment decisions, which helps more people cross the retirement finish line.
RESEARCH FUELS OUR INVESTMENT DECISIONS
Two decades of research and the behavioral data of millions of participants fuel our investment decisions, which helps more people cross the retirement finish line.
FACT: 10% of participants over age 59 ½ withdraw, on average 55% of their assets
We maintain a lower risk profile near retirement to protect against market volatility
FACT: 72% of participants are no longer in the plan 3 years into retirement
Our glide path is static at and post retirement to account for high levels of cash flow volatility
FACT: 19% of participants borrow on average, of 20% of their 401(k)
Our volatility controls helps manage the amplifying impact borrowing has on individuals’ long-term success
Our balanced approach to risk management focuses on growth early-on, then shifts to savings retention before and during retirement
For more information, please email us or contact your J.P. Morgan client advisor.