Retirement Insights

Helping to inform retirement decisions in an evolving retirement landscape, our program is designed to provide plan sponsors, financial professionals and individuals with the insights and tools they need to make informed retirement decisions.

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02/26/2024

Guide to Retirement

Discover our Guide to Retirement, updated annually to provide you with an effective framework for supporting retirement planning conversations with clients.

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02/26/2024
12/13/2024

The future of DC plans: Key trends for 2025 and beyond

As we look toward 2025 and beyond, three pivotal trends are set to redefine the DC plan space: • the dual focus on low-cost options and active fixed income • the integration of alternative and real assets in target date funds (TDFs) • the rise of hybrid default solutions that combine target date funds with guaranteed income

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By Dan OldroydDan OldroydDan OldroydPortfolio Manager and Head of Target Date Strategies
12/13/2024
12/11/2024

Mystery solved: Social Security and the seemingly elusive COLA

Every fall, the Social Security Administration announces cost-of-living adjustments (COLA) that will determine beneficiaries’ monthly payments for the following year. These annual adjustments, based on inflation data in the Consumer Price Index, have long been the practice. However, many beneficiaries don’t fully understand the bottom-line impact to their monthly benefits check—especially if Medicare premiums are automatically deducted from their benefit amount. Sharon Carson, our Retirement Strategist, provides answers to clients’ frequently asked questions.

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By Sharon CarsonSharon CarsonSharon CarsonRetirement Strategist
12/11/2024
11/22/2024

Positioning defined contribution plans for an economic soft landing

As 2024 draws to a close, financial markets are adjusting to a shifting macroeconomic environment. Inflation’s recent decline from its post-pandemic highs and the Federal Reserve’s subsequent pivot from restrictive to more accommodative monetary policy herald what could be an extended period of sustainable growth. While this recalibration may take several quarters—if not years—to fully run its course, we see several reasons for providers of defined contribution (DC) plans to be optimistic about the current investment outlook.

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By Jared GrossJared GrossJared GrossHead of Institutional Portfolio Strategy and Dan OldroydDan OldroydDan OldroydPortfolio Manager and Head of Target Date Strategies
11/22/2024
11/18/2024

Participants say: It’s time to focus on retirement income

Retirement income has become a hot topic across the industry and more than half of plan sponsors say providing retirement income support is a key purpose of their plan.*To better understand the type of support plan participants want from their employers, we went straight to the source and asked participants to tell us.

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By Alexandra Nobile
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Alexandra NobileRetirement Strategist
11/18/2024
10/28/2024

What you need to know about Medicare pitfalls

The rules and regulations governing Medicare coverage can be difficult to understand. As a result, people often—and inadvertently—make costly mistakes when they reach age 65 and become eligible for federal health insurance but choose to delay or entirely skip enrolling in the program.

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By Sharon CarsonSharon CarsonSharon CarsonRetirement Strategist
10/28/2024
an empty court room
09/24/2024

Post election: What happens to Social Security and Medicare?

The Social Security and Medicare trust funds are both projected to run out of money in about a decade. While it’s possible Congress will tackle these complex funding issues after the upcoming election—perhaps in conjunction with a broader tax bill—resolution is much more likely to be delayed for several years, regardless of which party is in power.

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By Sharon CarsonSharon CarsonSharon CarsonRetirement Strategist
09/24/2024
Timely Insights
Plan Sponsor Research

Explore insights on financial wellness, plan investment, retirement income, and much more with our survey findings.

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SECURE 2.0 is here. What do you need to know?

Read more about key provisions and how they will affect both employer-sponsored retirement plans and wealth planning.

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