Interactive Calculator
Your personal cash flow may fluctuate from time to time depending on your individual circumstances.
Instead of redeeming your investment in entirety to fund emergencies, find out how the (icdiv) share class can help to provide flexibility to meet your cash flow needs by converting some of the shares in JPMorgan Global Income Fund into cash.
Try this interactive calculator to understand the (icdiv) share class:
Introduction — “(icdiv)” stands for “Income and Capital Dividend”. This share class pays a dividend that is expected to include a distribution from capital as well as the gains of the share class. It sets a pre-determined annual percentage of NAV per share that is not linked to income or capital gains. Such payments are expected to exceed the increase in the NAV per share from the net income and realised and/or unrealised capital gains which affects your initial capital.
This calculator helps you understand how different levels of returns and monthly payout may impact your initial capital. Use the sliders to adjust each factor to understand the potential scenarios over a period of time.
Initial Investment in SGD
This amount is net of any fees. Slide to select how much you would like to invest.
Illustrative Monthly Payout (per annum)
In general, the higher the monthly payout is beyond portfolio capital growth and income received, the faster it erodes your initial investment. Slide to select different payout rates.
Illustrative Return Scenario (per annum)*
Where monthly payout is higher than capital growth, the erosion of capital will be faster. Slide to select different rate of return.
* Past performance is not necessarily a reliable indicator for current and future performance. For full performance disclosures, please refer here for A (icdiv) — SGD (hedged) and here for A (icdiv) — USD (hedged)
Illustration: Based on an initial investment of with
monthly payout (per annum) and return scenario (per annum)
The Total Amount at the End of a 50-year Period
Cumulative Payout:
Remaining Capital:
Distributions by (icdiv) share classes are expected to include a distribution from capital as well as the gains of the share class. It sets a predetermined percentage rate that is not linked to income or capital gains. During periods of negative performance, the dividend will normally continue to be paid and the value of the investment may fall more rapidly.
All calculations, data and reports generated by the investment calculator are shown for illustrative purposes only and are not meant to be representative of actual results achieved by the manager while investing in the respective strategies over the time periods shown. Unlike an actual performance record, they do not reflect trading, liquidity constraints, fees and other costs. Also, since the trades have not actually been executed, the results may have under-or-over compensated for the impact of certain market factors such as lack of liquidity. No representation is being made that any portfolio will or is likely to achieve profits or losses similar to those shown. Such data is not indicative of current or future results. Returns will fluctuate and an investment upon redemption may be worth more or less than its original value. Neither the investment calculator nor any reports generated by it constitute a recommendation, an offer to sell, or solicitation of an offer to purpose any investment. You should not rely on any reports generated by the investment calculator to make investment decisions.
Past payout yields and payments do not represent future payout yields and payments. Positive distribution yield does not imply positive return. Dividend is not guaranteed. Distributions may be paid out of capital an investor originally invested which includes realised losses if any and unrealised capital gains or losses attributable to that original investment; or paid out of distributable income which includes realised gains calculated on a per transaction basis net of fees and expenses, or paid out of both capital and distributable income. Any payments of distributions by the Fund are expected to result in a decrease in the net asset value per share on the ex-dividend date.
Please refer to further income disclosures on www.jpmorgan.com/sg/am/per/.