Usman Naeem, executive director, is a member of the Global Fixed Income, Currency & Commodities (GFICC) group. Based in London, he is a senior portfolio manager within the European Investment Grade Corporate Credit Team and is responsible for managing credit exposure across client portfolios. An employee since 2005, Usman was most recently a senior portfolio manager for J.P. Morgan Proprietary Strategies specialising in European corporate credit.  Prior to that was in the Corporate & Investment Bank (CIB) where he was responsible for managing the global credit portfolio of the credit exotics business and managed a team of three traders.  Before joining the firm Usman spent three years at Dresdner Bank in interest rate exotics trading and credit trading where he managed the municipal loan portfolio.  Usman holds a B.Sc. (Hons) in economics from the University of Cardiff and M.Sc. in finance from ISMA, University of Reading.