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Plan on living a long time

We are living longer

Thanks to advancements in medicine, people are living longer and healthier lives. This chart shows that the share of population in retirement age will rise sharply across Asia over time. 

The benefits of saving and investing early

It is important for investors to start saving and investing early in order to maximize the benefits of compounding. This chart illustrates three different scenarios: one in which the investor starts savings early, but keeps those savings in cash only; one in which the investor both saves and invests in financial assets early; and one in which the investor starts later, but still allocates these savings to financial assets. The investor who started early and invested in a well-balanced portfolio is far better prepared for retirement than those who started late or invested only in cash. 

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Chart source

Source: J.P. Morgan Asset Management; (Left) National Development Council of Taiwan (NDC), United Nations Population Project (UN). For illustrative purposes only, assumes a 5% return on investment and a 2% return on cash in investors’ base currency. Actual investments may incur higher or lower growth rates and charges.
*All data from UN except for Taiwan, which is from NDC.
Guide to the Markets - Asia – On the Bench. Data reflect most recently available as of 31/12/24.

Chart

Bar chart with 3 data series.
The chart has 1 X axis displaying Markets.
The chart has 1 Y axis displaying Population over 65 (%). Range: 0 to 40.
End of interactive chart.