Your personal cash flow may fluctuate from time to time depending on your individual circumstances.
Instead of redeeming your investment in entirety to fund emergencies, find out how the (icdiv) share class can help to provide flexibility to meet your cash flow needs by converting some of the shares in JPMorgan Global Income Fund into cash.
Try this interactive calculator to understand the (icdiv) share class:
Introduction — “(icdiv)” stands for “Income and Capital Dividend”. This share class pays a dividend that is expected to include a distribution from capital as well as the gains of the share class. It sets a pre-determined annual percentage of NAV per share that is not linked to income or capital gains. Such payments are expected to exceed the increase in the NAV per share from the net income and realised and/or unrealised capital gains which affects your initial capital.
This calculator helps you understand how different levels of returns and monthly payout may impact your initial capital. Use the sliders to adjust each factor to understand the potential scenarios over a period of time.
Initial Investment in SGD
This amount is net of any fees. Slide to select how much you would like to invest.
Illustrative Monthly Payout (per annum)
In general, the higher the monthly payout is beyond portfolio capital growth and income received, the faster it erodes your initial investment. Slide to select different payout rates.
Illustrative Return Scenario (per annum)*
Where monthly payout is higher than capital growth, the erosion of capital will be faster. Slide to select different rate of return.
* Past performance is not necessarily a reliable indicator for current and future performance. For full performance disclosures, please refer here for A (icdiv) — SGD (hedged) and here for A (icdiv) — USD (hedged)