Investment goals - J.P. Morgan Asset Management

Investment goals

Investment goals

With over 30 J.P. Morgan Open Ended Investment Company (OEIC) funds and over 20 investment trusts to choose from you can create an investment strategy to pursue capital growth or a regular income, or a combination of both, depending on your individual needs.

Capital growth

Equity funds are traditionally used for capital growth as investing in the stock market over the long-term may help you grow your savings and potentially offset inflation.

When choosing a fund to deliver capital growth, you may want to consider questions such as:

  • Does the fund's manager have a proven track record of delivering returns?
  • How volatile have returns historically been?
  • What is the recommended investment horizon?
  • What is the impact of any charges?

Some funds make regular payouts, which can help if you're looking to use your savings to supplement your income.

Traditionally, bond funds have been a popular way to generate a regular and attractive income from investments. However, equity funds and multi-asset funds can also help supplement your income needs. Investment income can also be reinvested and compounded over time to potentially boost capital growth.

Factors to consider when selecting an income fund include:

  • How frequently is income paid by the fund?
  • Does the fund have a good track record of maintaining an attractive dividend?
  • Is the fund focused only on income or on capital growth as well?
  • What is the impact of any charges?
Growth and income

You may want to produce an attractive regular income while ensuring that your savings still benefit from the potential for long-term capital growth.

Some funds are specifically designed to produce growth and income, while you can also construct a diversified portfolio of equity and bond funds to achieve a balance between growth potential and income generation.