Since we last surveyed participants in 2021, many have experienced inflation, rising interest rates, heightened economic uncertainty, and elevated volatility. More positively, participants have seen record stock market highs, an increasingly digital world, and legislation enhancing retirement savings opportunities for DC plans. The goal of this survey is to gain a deeper understanding of how participants are thinking about their retirement plans and what they want from their employers.

Source: J.P. Morgan Plan Participant Research, 2024.

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