This chart shows the three steps for Medicare coverage, starting with signing up for Parts A and B on Medicare.gov. Step 2 is choosing a plan: Original Medicare or Medicare Advantage. The charts show what is available for each option; there are pros and cons that should be carefully reviewed. Step 3 is preparing for additional expenses that aren’t covered by Medicare. Be sure to sign up as soon as possible to avoid coverage gaps and reevaluate each year during open enrollment. For more information, go to Medicarerights.org or shiptacenter.org.