When planning for long-term care, consider multiple options, including family assistance, income, savings, home equity, life insurance for a surviving spouse and other insurance options that range from traditional long-term care insurance to combination products to annuities. Life Plan Communities are also a possibility for those who can afford them, and some individuals use the proceeds from their home sale to finance the fees. Types of life plan communities vary – see MyLifeSite.net for more information. Medicaid may be a last resort; and if Medicaid is utilized, individuals may have less control over the type of care and care setting. For specifics regarding Medicaid qualification, consult with an eldercare attorney with familiarity with the laws in your state.