JPMorgan SmartRetirement® 2045
This fund is designed for individuals born in 1979 to 1983
When you select a SmartRetirement Fund, you're automatically invested in more than 20 underlying funds across two asset classes - stocks and bonds. By investing in the fund, a team of more than 80 investment professionals at J.P. Morgan* is responsible for shifting the allocation from stocks to bonds as the fund approaches its target date. This way your fund automatically changes to become more conservative as you approach your target retirement date.
Since each SmartRetirement fund is dynamically managed for a specific date in the future, you'll want to consider selecting one named for the year closest to when you plan to retire and begin withdrawing from your account.
Select a different fund
*December 31, 2018
This fund assumes you plan to retire at age 65. Your plan may not offer all of these funds.
Hear from investors like you
What's in the 2045 fund?*
*As of January 31, 2019
Who manages your money?
Allocation Fund Manager of the Year
Target Date Portfolio team named a
Winner and three-time nominee
Fund manager of the year1