JPMorgan SmartRetirement® Blend 2030 - J.P. Morgan Asset Management

JPMorgan SmartRetirement® Blend 2030

This fund is designed for individuals born in 1964 to 1968

When you select a SmartRetirement Blend Fund, you're automatically invested in more than 15 underlying funds across two asset classes - stocks and bonds. By investing in the fund, a team of more than 80 investment professionals at J.P. Morgan* is responsible for shifting the allocation from stocks to bonds as the fund approaches its target date. This way your fund automatically changes to become more conservative as you approach your target retirement date.

Since each SmartRetirement Blend Fund is dynamically managed for a specific date in the future, you'll want to consider selecting one named for the year closest to when you plan to retire and begin withdrawing from your account.

*As of December 31, 2018
This fund assumes you plan to retire at age 65. Your plan may not offer all of these funds.

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What's in the 2030 fund?*

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*As of January 31, 2019

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1Source: Morningstar; as of 3/31/19. Based on percentile rankings for the R6 share class of each vintage in JPMorgan SmartRetirement Funds series with a 10-year track record versus their relevant Morningstar target date category. Different share classes may have different rankings. Rankings do not take sales load into account. Excludes the SmartRetirement 2055 and 2060 Funds which are not yet ranked for the 10-year period.

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This document was created for informational and educational purposes only. It’s not meant to be a recommendation from J.P. Morgan Asset Management, its affiliates or representatives for any specific investment strategy or specific course of action—or any action at all. Materials like this are part of product marketing efforts and are not impartial. Any examples are just hypothetical illustrations provided to help explain a point. Before you make any investment decisions, contact the professionals, such as your tax advisor or employer, who know your personal financial situation best.

For more complete information or for a fund prospectus, please call 800-480-4111. Investors should carefully consider the investment objectives, risks, charges and expenses of the funds. Please carefully read the prospectus, which contains this and other important information, before you invest or send money.

Generally, the asset allocation of each target date fund will change on an annual basis with the asset allocation becoming more conservative as the fund nears the target retirement date.

The target date is the approximate date when investors plan to start withdrawing their money. The principal value of the fund(s) in a plan's lineup is not guaranteed at any time, including the time of the target date and/or withdrawal.

The gross expense ratio of the fund includes the estimated fees and expenses of the underlying funds. There may be additional fees associated with investing in a Fund of Funds strategy.

Certain underlying funds of the SmartRetirement Blend Funds may have unique risks associated with investments in foreign/emerging market securities and/or fixed income instruments. International investing involves increased risk and volatility due to currency exchange rate changes; political, social or economic instability; and accounting or other financial standards differences.


Fixed income securities generally decline in price when interest rates rise.

Real estate funds may be subject to a higher degree of market risk because of concentration in a specific industry, sector or geographical sector, including but not limited to, declines in the value of real estate, risk related to general and economic conditions, changes in the value of the underlying property owned by the trust and defaults by the borrower.

The fund may invest in futures contracts and other derivatives. This may make the fund more volatile.

There is no guarantee that companies that can issue dividends will declare, continue to pay or increase dividends. Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than original cost. Past performance is no guarantee of future results.

Small- and mid-capitalization funds typically carry more risk than stock funds investing in well-established "blue-chip" companies because smaller companies generally have a higher risk of failure. Historically, smaller companies' stock has experienced a greater degree of market volatility than the average stock.