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Variable Insurance Portfolios

The J.P. Morgan Portfolios, which are structured as open-end mutual funds, are intended to be funding vehicles for variable annuity contracts and variable life insurance policies (collectively, the "Policies") offered by the separate accounts of participating insurance companies. Individuals may NOT purchase shares directly from the Portfolios. The Policies are described in the separate prospectuses issued by the participating insurance companies over which J.P. Morgan Asset Management and JPMorgan Distribution Services, Inc. assume no responsibility. Portfolio shares are also offered to qualified pension and retirement plans and accounts permitting accumulation of assets on a tax-deferred basis (collectively, "Eligible Plans"). All questions regarding the Policies or an Eligible Plan, including requests for current performance information, should be to the address or phone numbers in the prospectus or other materials received when you purchased your Policy or invested in an Eligible Plan.

Portfolio Name Fund Documents Quarterly Certified Holdings Quarterly Fact Sheet
Insurance Trust Core Bond Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Core Bond Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Global Allocation Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Global Allocation Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Income Builder Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Income Builder Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Intrepid Mid Cap Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Intrepid Mid Cap Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Mid Cap Value Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings    
Insurance Trust Small Cap Core Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust Small Cap Core Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust U.S. Equity Portfolio - 1
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  
Insurance Trust U.S. Equity Portfolio - 2
Summary Prospectus   Prospectus  
Annual Report  
Semi Annual Report  
SAI  
Holdings   Fact Sheet  

The following share classes are closed to new investors: Insurance Trust Mid Cap Value Portfolio (1).

J.P. Morgan Variable Insurance Portfolios are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. JPMorgan Distribution Services, Inc. is a member of FINRA/SIPC.