A conservative approach to equities pays dividends. The Fund focuses on high-quality U.S. companies with healthy and sustainable dividends, which seeks to provide lower volatility access to stock market growth.
The prices of equity securities are sensitive to a wide range of factors, from economic to company-specific news, and can fluctuate rapidly and unpredictably, causing an investment to decrease in value. Investments in bonds and other debt securities will change in value based on changes in interest rates. If rates rise, the value of these investments generally drops. Diversification does not guarantee investment returns and does not eliminate the risk of loss. Diversification among investment options and asset classes may help to reduce overall volatility. Past performance is no guarantee of future results.