Target Date Investing Roadmap - J.P. Morgan Asset Management

Target Date Investing Roadmap

A guide to target date fund selection and implementation

Research that demonstrates the importance and benefit of target date funds
  • Participant Research provides insight into 401(k) plan participants’ attitudes and behaviors when it comes to saving and investing for retirement.

  • Plan Sponsor Research provides insight into plan sponsors’ interpretation of the roles of their DC plans and considerations driving plan-related decisions.

  • Ready! Fire! Aim? evaluates how the relationship between target date fund glide paths and realistic participant behavior might shape the quality of outcomes.

* J.P. Morgan Plan Sponsor Research 2015
**J.P. Morgan Plan Participant Research 2016

Tools to help you evaluate and select target date funds with greater knowledge and confidenceSM

* J.P. Morgan Plan Sponsor Research 2015

Insights that demonstrate the benefits of re-enrollment

** J.P. Morgan Plan Participant Research 2016

Resources to educate participants on SmartRetirementSM
  • SmartRetirementSM communications   easily and quickly educate participants on the funds in which they are invested.

  • The communication series   includes a brochure, website, newsletter template and other resources.

** J. P. Morgan Plan Participant Research 2016


TARGET DATE FUNDS. Target date funds are funds with the target date being the approximate date when investors plan to start withdrawing their money. Generally, the asset allocation of each fund will change on an annual basis with the asset allocation becoming more conservative as the fund nears the target retirement date. The principal value of the fund(s) is not guaranteed at any time, including at the target date.