# Product Facts - JPMorgan SmartRetirement 2025 Fund

> Audience: country=us, language=en, role=adv.
> Generated: 2026-09-30T22:49:04.442334999Z.

## Identity

- **Fund Name**: JPMorgan SmartRetirement 2025 Fund
- **Share Class Name**: JPMorgan SmartRetirement 2025 Fund-R2
- **Product Page**: [Product Page](https://am.jpmorgan.com/us/en/asset-management/adv/products/jpmorgan-smartretirement-2025-fund-r2-4812a4153)
- **Ticker**: JNSZX
- **CUSIP**: 4812A4153
- **Fund Type**: MUTUAL FUND
- **Asset Class**: Asset Allocation
- **Fund Inception Date**: 07/31/2007
- **Share Class Inception Date**: 11/03/2008
- **Investment Objective**: The Fund seeks high total return with a shift to current income and some capital appreciation over time as the Fund approaches and passes the target retirement date.

## Fund Facts

- **Ticker**: JNSZX
- **CUSIP**: 4812A4153
- **Share Class Number**: 4002
- **Asset Class**: Asset Allocation
- **Fund Inception Date**: 07/31/2007
- **Share Class Inception Date**: 11/03/2008
- **ESG Approach**: Integrated [Disclosure 1]

## Fund Stats

- **NAV  As of 09/29/2026**: $15.58
- **NAV Change ($) As of 09/29/2026**: $-2.20
- **NAV Change (%) As of 09/29/2026**: -12.37%
- **Fund Assets As of 09/29/2026**: $1.45bn
- **YTD  As of 09/29/2026**: 2.81%

## Portfolio Managers

### Daniel Oldroyd

- **In the industry**: 27 years
- **With J.P. Morgan**: 26 years
- **Managing this fund**: 15 years

### Ove Fladberg

- **In the industry**: 27 years
- **With J.P. Morgan**: 23 years
- **Managing this fund**: 4 years

### Anshul Mohan

- **In the industry**: 16 years
- **With J.P. Morgan**: 16 years
- **Managing this fund**: 2 years

## Documents

- [Factsheet: JPMorgan SmartRetirement 2025 Fund (R2)](https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/literature/fact-sheet/asset-allocation/FS-SR2025-R2.PDF)
- [Brochure: SmartRetirement Funds](https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/literature/brochure/BRO-SR-SRB.pdf)
- [Section 19a Notice - December 2025](https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/supplemental/section-19-notices/section-19a-notice-annual-mutual-funds-fof.pdf)
- [Supplemental Data Sheet - SmartRetirement 2025 Fund - (Quarterly)](https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/supplemental/mfdp/MFDP-SR2025-1.PDF)
- [Section 19a Notice - September 2026](https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/supplemental/section-19-notices/section-19a-notice-sr-srb.pdf)
- [Summary Prospectus](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/SP?site=JPMorganv3)
- [Prospectus](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/P?site=JPMorganv3)
- [Annual Report to Shareholders](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/AR?site=JPMorganv3)
- [Annual Financial Statements and Other Information](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/NCSR?site=JPMorganv3)
- [Semi-Annual Report to Shareholders](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/SAR?site=JPMorganv3)
- [Semi-Annual Financial Statements and Other Information](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/NCSRS?site=JPMorganv3)
- [First Quarter Holding](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/QH1?site=JPMorganv3)
- [Third Quarter Holding](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/QH3?site=JPMorganv3)
- [Statement of Additional Information](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/S?site=JPMorganv3)
- [Annual Report Of Proxy Voting](https://am.jpmorgan.com/JPMorgan/TVT/4812A4153/NPX?site=JPMorganv3)

## Disclosures

1. This Fund considers financially material environmental, social and governance ("ESG") factors as part of the Fund's investment process. In actively managed assets deemed by J.P. Morgan Asset Management to be ESG integrated under our governance process, we systematically assess financially material ESG factors amongst other factors in our investment decisions with the goals of managing risk and improving long-term returns. ESG integration does not change a strategy's investment objective, exclude specific types of companies or constrain a strategy's investable universe.