When planning for long-term care, consider multiple options that may be utilized, including family assistance, income, savings, home equity, life insurance for a surviving spouse and other insurance options that range from traditional long-term care insurance to combination products to annuities. Life Plan Communities are also a possibility for those who can afford them. Types of communities vary – see MyLifeSite.net for more information. Medicaid may be a last resort; and if Medicaid is utilized, individuals may have less control over the type of care and care setting. For specifics regarding Medicaid qualification, consult with an eldercare attorney.