Most Americans retire prior to being eligible for Medicare coverage (age 65). If they do not have access to an employer-provided plan through a spouse, they may need to purchase coverage through the Healthcare Insurance Marketplace (via healthcare.gov). This chart shows the wide variation in health care costs available through the marketplace. To get an estimate for a specific situation, go to the Kaiser Family Foundation subsidy calculator. The calculator will also provide information on potential subsidy and tax credits. Subsides and tax credits are enhanced through 2022, so the amounts may be reduced or eliminated for starting in 2023. For those who are ineligible for subsidies and tax credits, it is more important to compare plan types and check pricing for Silver Plans directly from an insurer.