Our Capabilities

Visions can become reality with the right advice, knowledge and plan to guide you forward

Wealth Planning

Your Vision, Our Experience

Decisions made at every stage of your life can have long-lasting implications. We can help you evaluate your choices, as well as provide guidance to grow and preserve your wealth for all you envision now and in the future.

Thinking Through Essential Questions

We have worked with countless individuals and families for over 200 years. This experience has taught us that while each person is unique, there are common goals and concerns.

 

We can help you think through these essential questions:

  • Will I have enough to continue enjoying my lifestyle?

  • What do I need to do to provide for my family and future generations?

  • How can I best establish a philanthropic legacy?

Wealth Insights

Partnering with your other professional advisors, we help implement strategies to preserve your wealth—so you can enjoy your lifestyle, provide for your family and support the causes most important to you.
Specifically, we can help you:
  • Analyze projected outcomes to inform your decisions
  • Evaluate risks to your wealth plan, including your spending rate, who you name as trustees and how you hold your assets
  • Evaluate how to take advantage of your concentrated positions
  • Plan for the succession and sale of your businesses
  • Develop effective charitable-giving strategies
  • Help execute your plan by serving as fiduciary

Protecting Your Legacy

For over 200 years, wealthy individuals and their families have trusted J.P. Morgan to act as their trustee, co-trustee, agent or executor — ensuring their legacies are carried out as they intended.


Trusts not only help transfer your wealth to family or charities according to your wishes, but also guide your beneficiaries as they manage and invest what they inherit. Our Trust Officers are available to work with you and your other professional advisors to evaluate your situation and deliver a strategy tailored to your unique needs. By serving as executor, we are prepared to assume the many responsibilities required in settling and managing complex estates.

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The Philanthropy Centre at J.P. Morgan

The Philanthropy Centre’s mission is to enhance philanthropic impact globally. Each member of The Philanthropy Centre’s dedicated team of senior advisors has 15 to 20 years of experience in the philanthropy and/or nonprofit sector.

The Philanthropy Centre guides clients through the many aspects of developing their philanthropic approach and effectively managing a private foundation.

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How We Work with You

Innovative thinking across your financial life

As you review your goals and planning opportunities, consider some timely questions that we’re addressing with clients.

A couple creates a trust to ensure their daughter’s inheritance remains intact throughout her lifetime.

The donation of one man, now living in the United States, helps save the lives of newborns in his home country, India.

Investing

Your Vision, Our Investment Insights

Our clients are building businesses, leading companies, pursuing passions. Part of their success is knowing the importance of having the right specialists in place when they need it.

As your partner in managing investments aligned with your vision, we continually identify potential opportunities and risks around the globe. We are able to implement these insights across all asset classes, including equities, fixed income, currencies and commodities, as well as our leading alternative investment platform.

Your J.P. Morgan investment portfolio can include managed and self-directed strategies. We can work with you to determine the right combination to develop an investment plan that’s purpose-built to achieve your wealth management goals.

A Comprehensive View

Every investment idea and portfolio strategy we recommend is anchored to a comprehensive view of world markets and macro-economic trends.

 

This view is informed by:

  • Ongoing research in local markets around the world

  • Thoughtful exchange of ideas among our global strategy teams on a daily basis

  • In-depth analysis based on our forward-looking capital market assumptions (complex analysis of multiple market factors)

A Global Network, Local Strategies

To implement our recommendations, we identify managers and investment strategies that are a sound fit for your investment plan.
Our extensive global network allows us to:
  • Source leading traditional and alternative managers and strategies from both J.P. Morgan and third-party firms
  • Develop timely investment strategies
  • Customize strategies to suit your individual needs and objectives

Global Institutional Wealth Management

Exclusively focused on family investment groups, we offer access to institutionally sophisticated insights, investments and solutions across JPMorgan Chase.

We bring you a heritage of experience partnering with generations of the world’s most successful families, helping address their distinct investment, governance and advisory needs.

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The Endowments & Foundations Group

As an advisor and investment manager, the Endowments & Foundations Group helps leaders of not-for-profit and charitable organizations address complex investment and financial management needs.

Through the Endowments & Foundations Group, you have access to a full spectrum of capabilities to help you meet the challenges of ensuring your organization is equipped with all the essential resources to accomplish its mission.

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How We Work with You

Innovative thinking across your financial life

Sophisticated investors know that some of the most exciting opportunities are available only through limited-access private investments.

A C-suite executive seeks to optimize his current salary.

A business owner with an attractive business grapples with the question of whether to sell or continue to grow the business.

Lending

Integrating a Borrowing Strategy into Your Financial Plans

A well-thought-out credit strategy can help you accomplish wide-ranging financial objectives, both today and well into the future.

Your J.P. Morgan team can help you evaluate both sides of your personal balance sheet to ensure that your assets and liabilities are working well together.

Enhancing Long-Term Plans

A well-crafted credit strategy can be an effective complement to your long-range plans. Borrowed capital may also help protect or enhance a long-term investment strategy.

 

Credit strategies can allow you to:

  • Transfer wealth to future generations or charitable organizations, according to your wishes

  • Take advantage of tax efficiencies to help preserve and grow your wealth over time

  • Diversify a concentrated stock position to lower portfolio risk without selling assets

  • Add leverage to investments to potentially enhance future returns


Gaining a Tactical Advantage

Having ready access to credit can help you optimize day-to-day cash flow and avoid selling assets that may appreciate in value or offer more favorable capital gains treatment at a future date.
Having a line of credit in place, you can:
  • Take advantage of unexpected opportunities as well as planned investments
  • Meet tax obligations and finance large purchases or acquisitions
  • Preserve cash for emergencies or other purposes
  • Buy a home or vacation property

Creating Financial Flexibility

Often, the best credit strategy is one that you put in place ahead of when you may need the funds. In other instances, we can customize a loan to your needs.

 

The Capital Advisor on your J.P. Morgan team can help you decide among a range of options:

  • Lines of credit secured by marketable securities, including concentrated or restricted stock

  • Jumbo mortgages for U.S. properties tailored to address your specific situation, including loans to trusts, LLCs and other special entities

  • Structured credit solutions to finance private aircrafts, fine art, life insurance premiums or other illiquid assets

How We Work with You

Innovative thinking across your financial life

A former CEO, with his wealth tied up in shares of his private business, opts for a credit strategy to maintain his lifestyle—while he waits for the company to go public.

A multicurrency line of credit helps a client move quickly to secure a desirable Madrid property.

Banking

Personal Attention for Your Daily Banking

Enjoy distinctive personal service and benefit from an additional level of control and protection.


All of your day-to-day checking, savings, credit and debit card transactions are monitored by a dedicated team of financial services professionals. This team is familiar with your investment accounts and knows you and your preferences. Our banking services are available to all U.S. account holders.

Specialist Assistance Every Step of the Way

Your banking relationship begins with the services of a Banking Personal Assistant—a specialist who helps set up your accounts and seamlessly transitions your online bill payments, direct deposits and other recurring transactions to your new account.

 

Take advantage of comprehensive banking services:

  • Extended hours and priority service

  • Cash management solutions, ranging from basic checking and savings to comprehensive treasury management services for your business

  • Personal accounts without foreign transaction, wire and other nuisance fees or minimum balance requirements

  • Linked accounts that provide family and/or staff members with preset cash access and purchase limits

  • Accounts for younger family members that combine mobile technology and basic banking tools with oversight from the service specialists who monitor your own accounts

Banking accounts are protected by J.P. Morgan’s financial strength and the Federal Deposit Insurance Corporation (FDIC).

Secure Account Access, Anytime

Streamline your financial life with wide-ranging services and personal attention that complement your lifestyle.

 

Manage your daily banking and bill payments in whatever way you prefer:

  • Online
    View accounts and transfer funds electronically using J.P. Morgan OnlineSM and the J.P. Morgan MobileSM app.
    LEARN MORE

  • In person
    Take advantage of the U.S. Chase network of branches and ATMs. Your team can alert a branch in advance of your visit.

  • One-on-one attention
    Direct dial the service specialist on your J.P. Morgan team when you have a question or require assistance with a transaction.


How We Work with You

Innovative thinking across your financial life

Knowing how—and how fast—some clients make decisions, our client service team quickly connected the dots to help close important transactions.

Your Team

Discover how a dedicated team of specialists works together to address your needs and objectives.

LEARN MORE ABOUT YOUR TEAM

Your Vision, Our Insights

Explore the knowledge and experience we can put to work for you

Your Objectives

Innovative strategies to help you enjoy your lifestyle today and leave a lasting legacy

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Our Insights

Global intelligence and cultural perspectives that give you a broader spectrum of possibilities

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Your Team

A dedicated team of specialists create personalized strategies for all areas of your wealth

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Learn more about our firm and investment professionals through FINRA BrokerCheck


Connect with us
We look forward to speaking with you about how we can put our local experience and global reach to work for you

IMPORTANT INFORMATION

Purpose of This Material
The information on this site may inform you of certain investment products and services offered by the private banking business of JPMorgan Chase Bank, N.A. or any of its affiliates (together, "J.P. Morgan"), part of JPMorgan Chase & Co. Bank products and services are offered by JPMorgan Chase Bank, N.A. (JPMCB) and its affiliates. Securities products and services are offered by J.P. Morgan Securities LLC, an affiliate of JPMorgan Chase Bank, N.A. and other global affiliates.

Any views and strategies described may not be suitable for all investors and are subject to investment risks. Please read this Important Information in its entirety.

Confidentiality
This material is confidential and intended for your personal use. It should not be circulated to or used by any other person, or duplicated for non-personal use, without our permission.

Regulatory Status
In the United States, Bank products and services, including certain discretionary investment management products and services, are offered by JPMorgan Chase Bank, N.A. (“JPMCB”) and its affiliates. Securities products and services are offered in the U.S. by J.P. Morgan Securities LLC, an affiliate of JPMCB, and outside of the U.S. by other global affiliates. J.P. Morgan Securities LLC, member FINRA and SIPC.

In the United Kingdom, material is issued by J.P. Morgan International Bank Limited (JPMIB) with the registered office located at 25 Bank Street, Canary Wharf, London E14 5JP, registered in England No. 03838766. JPMIB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. In addition, material may be distributed by: JPMorgan Chase Bank, N.A. (“JPMCB”), Paris branch, which is regulated by the French banking authorities Autorité de Contrôle Prudentiel et de Résolution and Autorité des Marchés Financiers; J.P. Morgan (Suisse) SA, regulated by the Swiss Financial Market Supervisory Authority; JPMCB Dubai branch, regulated by the Dubai Financial Services Authority; JPMCB Bahrain branch, licensed as a conventional wholesale bank by the Central Bank of Bahrain (for professional clients only).

In Hong Kong, material is distributed by JPMCB, Hong Kong branch. JPMCB, Hong Kong branch is regulated by the Hong Kong Monetary Authority and the Securities and Futures Commission of Hong Kong. In Hong Kong, we will cease to use your personal data for our marketing purposes without charge if you so request. In Singapore, material is distributed by JPMCB, Singapore branch. JPMCB, Singapore branch is regulated by the Monetary Authority of Singapore. Dealing and advisory services and discretionary investment management services are provided to you by JPMCB, Hong Kong/Singapore branch (as notified to you). Banking and custody services are provided to you by JPMIB and/or JPMCB Singapore Branch. The contents of material have not been reviewed by any regulatory authority in Hong Kong, Singapore or any other jurisdictions. You are advised to exercise caution in relation to materials. If you are in any doubt about any of the contents of material, you should obtain independent professional advice.

With respect to countries in Latin America, the distribution of this material may be restricted in certain jurisdictions. Receipt of this material does not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it would be unlawful to make such offer or solicitation. To the extent this content makes reference to a fund, the Fund may not be publicly offered in any Latin American country, without previous registration of such fund´s securities in compliance with the laws of the corresponding jurisdiction.

In Brazil, materials are being distributed for informational purposes only and do not (and are not intended to) constitute an offer, sale or recommendation to any person with respect to any security. The products mentioned herein are not being offered or sold publicly in Brazil and will not be registered with the Brazilian Securities and Exchange Commission (CVM). Documents relating to the securities and its offering, as well as the information contained herein and therein may not be supplied to the public as a public offering in Brazil or be used in connection with any offer for subscription or sale to the public in Brazil.

Information about your Investments and Potential Conflicts of Interest

Conflicts of interest will arise whenever JPMorgan Chase Bank, N.A. or any of its affiliates (together, “J.P. Morgan”) have an actual or perceived economic or other incentive in its management of our clients’ portfolios to act in a way that benefits J.P. Morgan. Conflicts will result, for example (to the extent the following activities are permitted in your account): (1) when J.P. Morgan invests in an investment product, such as a mutual fund, structured product, separately managed account or hedge fund issued or managed by JPMorgan Chase Bank, N.A. or an affiliate, such as J.P. Morgan Investment Management Inc.; (2) when a J.P. Morgan entity obtains services, including trade execution and trade clearing, from an affiliate; (3) when J.P. Morgan receives payment as a result of purchasing an investment product for a client’s account; or (4) when J.P. Morgan receives payment for providing services (including shareholder servicing, recordkeeping or custody) with respect to investment products purchased for a client’s portfolio. Other conflicts will result because of relationships that J.P. Morgan has with other clients or when J.P. Morgan acts for its own account.

Investment strategies are selected from both J.P. Morgan and third-party asset managers and are subject to a review process by our manager research teams. From this pool of strategies, our portfolio construction teams select those strategies we believe fit our asset allocation goals and forward looking views in order to meet the portfolio's investment objective.

As a general matter, we prefer J.P. Morgan managed strategies. We expect the proportion of J.P. Morgan managed strategies will be high (in fact, up to I00 percent) in strategies such as, for example, cash and high-quality fixed income, subject to applicable law and any account-specific considerations.

While our internally managed strategies generally align well with our forward looking views, and we are familiar with the investment processes as well as the risk and compliance philosophy of the firm, it is important to note that J.P. Morgan receives more overall fees when internally managed strategies are included. We offer the option of choosing to exclude J.P. Morgan managed strategies (other than cash and liquidity products) in certain portfolios.

Non-reliance

We believe the sourced information contained on this site to be reliable and have sought to take reasonable care in its preparation; however, we do not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage (whether direct or indirect) arising out of the use of all or any part of material on this site. We do not make any representation or warranty with regard to any computations, graphs, tables, diagrams or commentary on this site which are provided for illustration/reference purposes only. The views, opinions, estimates and strategies expressed on this site constitute our judgment based on current market conditions and are subject to change without notice. We assume no duty to update any information on this site in the event that such information changes. Views, opinions, estimates and strategies expressed herein may differ from those expressed by other areas of J.P. Morgan, view expressed for other purposes or in other contexts, and the content created by J.P. Morgan Private Bank should not be regarded as a research report. Any projected results and risks are based solely on hypothetical examples cited, and actual results and risks will vary depending on specific circumstances. Forward looking statements should not be considered as guarantees or predictions of future events. Investors may get back less than they invested, and past performance is not a reliable indicator of future results.

Risks, Considerations and Additional information

There may be different or additional factors which are not reflected on this site, but which may impact on a client’s portfolio or investment decision. The information contained on this site is intended to be general market commentary and should not be relied upon in isolation for the purpose of making an investment decision. Nothing on this site shall be construed as giving rise to any duty of care owed to, or advisory relationship with, you or any third party. Nothing in this document is intended to constitute a representation that any investment strategy or product is suitable for you. You should consider carefully whether any products and strategies discussed are suitable for your needs, and to obtain additional information prior to making an investment decision. Nothing on this site shall be regarded as an offer, solicitation, recommendation or advice (whether financial, accounting, legal, tax or other) given by J.P. Morgan and/or its officers or employees, irrespective of whether or not such a communication was given at your request. J.P. Morgan and its affiliates and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions. Contact your J.P. Morgan representative for additional information concerning your personal investment goals. You should be aware of the general and specific risks relevant to the matters discussed on this site. You will independently, without any reliance on J.P. Morgan, make your own judgment and decision with respect to any investment or strategy referenced on this site.

J.P. Morgan may hold a position for itself or our other clients which may not be consistent with the information, opinions, estimates, investment strategies or views expressed in this document. JPMorgan Chase & Co. or its affiliates may hold a position or act as market maker in the financial instruments of any issuer discussed herein or act as an underwriter, placement agent, advisor or lender to such issuer.

References in this report to “J.P. Morgan” are to JPMorgan Chase & Co., its subsidiaries and affiliates worldwide. “J.P. Morgan Private Bank” is the marketing name for the private banking business conducted by J.P. Morgan.