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    1. Global Income Sustainable Fund | J.P. Morgan Asset Management

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    JPMorgan Investment Funds – Global Income Sustainable Fund

    Healthy income can be harvested sustainably
     

    Finding sustainable income in a low-yield environment

    In today’s environment of persistently low interest rates, finding income is a challenge for many people – and more so for those seeking to achieve their financial goals sustainably. Global Income Sustainable Fund provides an alternative to bank savings, seeking income from sustainable sources across asset classes.

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    Building a sustainable portfolio

    Asset classes from equities to high yield bonds have the potential to provide income, but present different environmental, social and governance (ESG) challenges and opportunities. We use a three-pillar approach underpinned by in-house research to build a sustainable portfolio.

    Approach Case study
    Approach


    ESG integration

    ESG factors are incorporated in our research and decision-making processes across asset classes.
     


    Exclusions

    We exclude companies from 10 unsustainable sectors and activities.
     


    Positive tilt

    The portfolio is tilted towards the sustainable leaders in each asset class.
     

    Find out more about fund
    Case study

    Securitised assets: Financing affordable housing

    Low yields not only present a challenge for income investors but also inflate asset prices, increasing inequality. One notable example is in the housing market, where low interest rates have inflated house prices around the world.

    We believe affordable housing is an important requirement for a balanced society. Through our securitised allocation, we are able to finance affordable multi-family properties. Our investment helps affordable housing developers construct, rehabilitate, refinance and acquire affordable multi-family housing. The issuer is committed to the communities they serve, with transactions for non-profit and for-profit affordable housing developers. All this is designed to improve neighborhoods, create jobs, or improve the health care services or educational opportunities available to the communities the issuer serves.

    Conducting ESG analysis within the securitised sector is imperative as ESG factors not only have the ability to impact risk-adjusted returns but also present opportunities for impact. However, the sector presents unique challenges and coverage from third-party ESG data providers is limited. We have developed our own ESG materiality framework which enables us to assess the securitised market through an ESG lens and source sustainable investment opportunities.

    Downloads

    Fund story

    The fund’s key features and investment approach in PDF format.

    Download the fund story

    Exclusion policy

    The fund’s current exclusions (subject to periodic changes without advanced notice).

    View the current policy

    This is a marketing communication and as such the views contained herein do not form part of an offer, nor are they to be taken as advice or a recommendation, to buy or sell any investment or interest thereto. Reliance upon information in this material is at the sole discretion of the reader. Any research in this document has been obtained and may have been acted upon by J.P. Morgan Asset Management for its own purpose. The results of such research are being made available as additional information and do not necessarily reflect the views of J.P. Morgan Asset Management. Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are, unless otherwise stated, J.P. Morgan Asset Management’s own at the date of this document. They are considered to be reliable at the time of writing, may not necessarily be all inclusive and are not guaranteed as to accuracy. They may be subject to change without reference or notification to you. It should be noted that the value of investments and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Changes in exchange rates may have an adverse effect on the value, price or income of the products or underlying overseas investments. Past performance and yield are not a reliable indicator of current and future results. There is no guarantee that any forecast made will come to pass. Furthermore, whilst it is the intention to achieve the investment objective of the investment products, there can be no assurance that those objectives will be met. J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide. To the extent permitted by applicable law, we may record telephone calls and monitor electronic communications to comply with our legal and regulatory obligations and internal policies. Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our EMEA Privacy Policy www.jpmorgan.com/emea-privacy-policy. As the product may not be authorised or its offering may be restricted in your jurisdiction, it is the responsibility of every reader to satisfy himself as to the full observance of the laws and regulations of the relevant jurisdiction. Prior to any application investors are advised to take all necessary legal, regulatory and tax advice on the consequences of an investment in the products. Shares or other interests may not be offered to, or purchased, directly or indirectly by US persons. All transactions should be based on the latest available Prospectus, the Key Investor Information Document (KIID) and any applicable local offering document. These documents together with the annual report, semi-annual report and the articles of incorporation for the Luxembourg domiciled products are available free of charge upon request from JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, your financial adviser or your J.P. Morgan Asset Management regional contact. In Switzerland, JPMorgan Asset Management (Switzerland) LLC, Dreikönigstrasse 37, 8002 Zurich, acts as Swiss representative of the funds and J.P. Morgan (Suisse) SA, 8 Rue de la Confédération, 1204 Geneva, as paying agent of the funds. JPMorgan Asset Management (Switzerland) LLC herewith informs investors that with respect to its distribution activities in and from Switzerland it receives commissions pursuant to Art. 34 para. 2bis of the Swiss Collective Investment Schemes Ordinance dated 22 November 2006. These commissions are paid out of the management fee as defined in the fund documentation. Further information regarding these commissions, including their calculation method, may be obtained upon written request from JPMorgan Asset Management (Switzerland) LLC. This communication is issued in Europe (excluding UK) by JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, R.C.S. Luxembourg B27900, corporate capital EUR 10.000.000. This communication is issued in the UK by JPMorgan Asset Management (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England No. 01161446. Registered address: 25 Bank Street, Canary Wharf, London E14 5JP.

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