Privacy and Cookie Policy

Hong Kong

Privacy Statement

The following Personal Data Privacy Statement is provided to you pursuant to the Personal Data (Privacy) Ordinance of Hong Kong (“Ordinance”) in connection with your dealings with, and provision of personal data or information (“Data”) to, JPMorgan Funds (Asia) Limited (“JPMFAL”) or its affiliates (together “JPMorgan”) from time to time. JPMFAL is fully committed to protecting the privacy interests of individuals who provide us with information about themselves and to comply with the requirements of the Ordinance. In doing so, JPMFAL instructs its staff to comply with the strict internal standards of security and confidentiality.

A. Collection:

1. From time to time, it is necessary for you to supply JPMorgan with Data in connection with various matters such as account opening or continuations, provision of services to you or compliance with any laws or guidelines issued by regulatory or other authorities.

2. The kinds of Data that may be collected includes, but is not limited to, name and address, occupation, contact details, date and country of birth, nationality, identity card, social security or national insurance numbers, country of tax residence, tax reference numbers or passport numbers, and details of financial status.

3. Failure to supply such Data may result in JPMorgan being unable to open an account or continue to provide services to you or unable to comply with any laws or regulations or guidelines and codes issued by regulatory or other authorities.

4. It is also the case that Data is collected from you in the ordinary course of the continuation of your relationship with JPMorgan, for example, when you open an account, write cheques, transfer funds, effect transactions, attend seminar/events, participate in online activities or generally communicate verbally or in writing with JPMorgan.

5. Additional Data may also be collected at JPMorgan’s websites which include, but is not limited to:

5.1 the IP address of the visitor’s personal computer, the country from which the inquiry is made, the pages visited, the time at which a visit is made and the browser type;

5.2 certain personal details of the visitor (these may for instance include his/her name, age, sex, profession), client identification details, electronically encrypted security passcodes, information regarding holdings in any funds offered or distributed by JPMorgan. Whether the visitor wishes to receive information and, if so, what kind of information.

Apart from any security passcode, the Data collected at any JPMorgan website is not electronically encrypted.

We or our third-party partners may use software tools or 'cookies' to gather information about site visitors' browsing activities. The information collected may be processed by us, our agents or any other third parties which provide services to JPMorgan. Please visit our Cookies Policy for further details.

B. Purpose and use:

1. The purposes for which Data may be used will vary depending on the nature of your relationship with JPMorgan. JPMorgan intends to use your Data (including any third party Data provided by you) for any or all of the following purposes:

1.1 the processing of an application for an account with JPMFAL including confirming and verifying your identity;

1.2 the daily operation of your account and the services to be provided to you;

1.3 any purpose related to the administration of the products and services offered by JPMorgan;

1.4 researching, designing and launching financial, investment services or related products for clients;

1.5 meeting the disclosure, reporting and compliance requirements (including but not limited to tax reporting) under any laws or regulations, codes, guidelines or internal JPMorgan compliance policies applicable to JPMorgan in Hong Kong or elsewhere;

1.6 promoting and direct marketing of the following services and products subject to your right to object to such use:

1.6.1 financial planning and investment, wealth management and related services and products;

1.6.2 financial, investment and educational seminars and forums;

1.6.3 other financial services and products offered by JPMorgan and/or any transferee of a whole or any substantial part of business of any JPMorgan entity;

1.7 enabling:

1.7.1 any actual or proposed assignee(s) of JPMorgan;

1.7.2 any actual or proposed participant(s), subparticipant(s) or transferee(s) of JPMorgan’s rights or obligations with respect to you and/or the MasterAccount; and/or

1.7.3 any person(s) in whose favour JPMorgan’s obligations with respect to you and/or the MasterAccount are, or are to be, novated, to evaluate, execute and/or complete the transaction(s) intended to be the subject of any assignment, participation, subparticipation, transfer, novation or other similar arrangement; and

1.8 any other purpose directly related to any of the above.

2. You have the right to object to the use of your Data for direct marketing purposes as set out in paragraph 1.6 above. JPMorgan will cease to use your Data for direct marketing purposes without charge if you so request.

C. Direct Marketing:

1. JPMorgan intends to use the Data collected for direct marketing but may not so use the Data unless your consent (which includes an indication of no objection to the intended use) is received.

2. Furthermore, JPMorgan intends to provide the Data collected to all or any of the transferees of a whole or any substantial part of business of any JPMorgan entity (the “Transferees”), service providers and related third parties (including consultants) (together with the Transferees, the “Parties”) for use by them in direct marketing. However, the Data may not be so provided unless your consent (which includes an indication of no objection to the intended provision) is received.

3. JPMorgan would like to use the Data collected, including but not limited to your name and contact details (such as telephone number, email address and/or correspondence address), or provide the same to all or any of the Parties for the Parties’ use, for the following direct marketing purposes through various communication means such as direct-mail, email, telephone, SMS and brochures:

3.1 JPMorgan’s and/or the Transferees’ financial planning and investment, wealth management and related services and products, financial, investment and educational seminars and forums or other financial services and products offered by JPMorgan and/or the Transferees; and

3.2 JPMorgan’s and/or the Transferees’ new product and service launch and other promotional offers.

D. Retention and Access:

1. The Data collected may be maintained for such period of time required under applicable law and as otherwise needed to fulfil the purposes set out above.

2. Data held by JPMorgan relating to you will be kept confidential and JPMorgan will take all reasonable measures to ensure that Data is kept secure against unauthorised access, loss, disclosure and destruction. JPMFAL may provide such information to the following parties, whether inside or outside of Hong Kong, for the purposes set out in the “Purpose and Use” and “Direct Marketing” sections above:

2.1 the ultimate holding company of JPMFAL, its subsidiaries, representative offices, associated companies and/or affiliates;

2.2 the service providers of JPMFAL including the trustee, investment manager, registrar, transfer agent, the custodian, administrative service agent, and the auditor of each product offered by JPMorgan;

2.3 any agent, contractor, subcontractor, consultant, insurer, or third party service provider who provides administrative, research, design, launch, digital or telecommunication, clearing and settlement or other services to JPMorgan in connection with the operation of its business;

2.4 the employees, officers, directors of JPMFAL;

2.5 any party (including but not limited to, any local or foreign governmental, tax or regulatory Authority, or court of competent jurisdiction) entitled thereto by law or regulation, or in response to a regulatory request;

2.6 affiliated or unaffiliated providers of outsourced or other services, and other external service providers of JPMorgan (including but not limited to printing houses, mailing houses, digital or telecommunication companies, information technology companies, data storage and infrastructure companies, cloud providers, data processing companies and storage companies) that JPMorgan engages for the purposes set out in paragraph 1.6 in the “Purpose and Use” section above; and

2.7 any actual or proposed assignee(s) of JPMorgan, any actual or proposed participant(s), subparticipant(s) or transferee(s) of JPMorgan’s rights or obligations with respect to you and/or the MasterAccount, and/or any person(s) in whose favour JPMorgan’s obligations with respect to you and/or the MasterAccount are or are to be novated.

JPMFAL’s policy is to restrict access to Data concerning individuals to those persons who have a need to use that Data and who have been instructed to handle such information properly and observe confidentiality. Security passcodes used by clients with on-line dealing privileges are electronically encrypted.

3. Please note that the Data transferred outside of Hong Kong may be subject a lower level of protection and/or cease to be protected by any relevant banking secrecy, client confidentiality or data protection laws of Hong Kong.

4. Under the Ordinance, you have the right to:

4.1 check whether JPMorgan holds Data about you, and access to such Data;

4.2 require JPMorgan to correct any Data relating to you which is inaccurate;

4.3 ascertain JPMorgan’s policies and practices in relation to data and to be informed of the kinds of Data held by JPMorgan; and

4.4 object to the use of your Data for direct marketing purposes and JPMorgan shall not use your Data for direct marketing purposes after you communicate your objection to JPMorgan.

In accordance with the terms of the Ordinance, JPMFAL has the right to charge a reasonable fee for the process of any data request.

For access to your Data held by JPMorgan, correction of such Data, objection to use of your Data for direct marketing purposes or for information regarding policies and practices and kinds of Data held, please contact:

The Data Protection Officer
JPMorgan Funds (Asia) Limited
21st Floor, Chater House,
8 Connaught Road Central, Hong Kong
Telephone: (852) 2265 1188
Fax: (852) 2868 5013

In order to deal with any such request, JPMFAL may require evidence from you that you are the individual in respect of whom the request is made or a person permitted under the Ordinance to make the request on that individual's behalf.

Nothing in this statement shall limit your rights under the Ordinance.

Cookies Policy

This website uses cookies to store information on your computer. This policy explains how JPMorgan Funds (Asia) Limited or its affiliates (together "we" or "us") use cookies and may be amended, from time to time, without notice. By using this website you agree to the placement of cookies on your computer in accordance with the terms of this policy. If you do not wish to accept cookies from this site please either disable cookies or refrain from using this site. Please note that by disabling cookies in your browser settings this site may not function correctly.

1. What are Cookies?

A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can recognise you when you revisit and remember certain information about you. This can include which pages you have visited, choices you have made from menus, any specific information you have entered into forms and the time and date of your visit.

2. Types of Cookies

There are two main types of cookies:

Session cookies: these are temporary cookies that expire at the end of a browser session; that is, when you leave the site. Session cookies allow the website to recognise you as you navigate between pages during a single browser session and allow you to use the website most efficiently.
Persistent cookies: in contrast to session cookies, persistent cookies are stored on your equipment between browsing sessions until expiry or deletion. They therefore enable the website to recognise you on your return, remember your preferences, and tailor services to you.

In addition to session cookies and persistent cookies, there may be other cookies which are set by the website which you have chosen to visit, such as this website, in order to provide us or third parties with information.

3. Our use of Cookies

We use session cookies to:

help us maintain security and verify your details whilst you use the website as you navigate from page to page, which enables you to avoid having to re-enter your details each time you enter a new page.

We use persistent cookies to:

help us recognise you as a unique user when you return to our website so that you do not have to input your details multiple times as you move between our pages or services;
remember how you have customised your use of this site, such as the region that you are in; and
collect and compile anonymous, aggregated information for statistical and evaluation purposes to help us understand how users use the website and help us improve the structure of our website.

Many cookies are designed to give you optimal usage of the web. For example, we use cookies to enable you to improve your user experience when using our website, e.g. a cookie which recognises if your browser supports specific technology features. This helps, for example, in enabling web pages to be loaded more quickly when you request the download of a large file.

In addition to cookies which send information to us, we also use cookies which collect information and send it to third parties. An example of this is Google Analytics. We use Google Analytics to help collect and compile information like the number of visitors to the site, where visitors have come to the site from and the pages they visited. We use this information to:

make this website more relevant to your interests based on your past visits to this website;
tailor our online advertisements or offers on our or third party websites to those which are most likely to be of interest to you;
evaluate the effectiveness of our online marketing and advertising campaigns.

Please visit here for an overview of the privacy policy of Google and click here for information on how to opt out of the Google Analytics. Where this site allows such cookies to be set or you access other websites from this site using the links provided, the operators of these websites will use cookies in accordance with their own cookies policy, which may differ from ours. As with first party cookies, you are able to block third party cookies through your browser settings.

Some of our cookies may collect and store your personal information, such as your name or email address. We are committed to respecting and protecting your privacy and will ensure that all personal information collected by us is kept and treated in accordance with our privacy policy. A link to this policy is available within the footer of this website.

4. Refusing Cookies on this Site

Most browsers are initially set to accept cookies. However, you have the ability to disable cookies if you wish, generally through changing your internet software browsing settings. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer enabling you to decide whether to accept or reject the cookie. To manage your use of cookies there are various resources available to you, for example the "Help" section on your browser may assist you. You can also disable or delete the stored data used by technology similar to cookies, such as Local Shared Objects or Flash cookies, by managing your browser’s “add-on settings” or visiting the website of its manufacturer. As our cookies allow you to access some of our website’s features we recommend that you leave cookies enabled. Otherwise, if cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using this site altogether.

Singapore

Privacy Statement

JPMORGAN ASSET MANAGEMENT (SINGAPORE) LIMITED ("JPMAMS") is fully committed to protecting the privacy interests of individuals who provide us with information about themselves. In doing so, we instruct our staff to comply with strict internal standards of security and confidentiality.

THE PERSONALLY IDENTIFIABLE INFORMATION ("PI Information") which we collect at the web site comprises any or all of the following:

i. the IP address of the visitor's personal computer; the country from which the inquiry is made; the pages visited; the time at which a visit is made and the browser type;

ii. certain personal details of the visitor (these may for instance include his/her name; age; sex; profession); contact details; whether the visitor holds any funds offered or distributed by JPMAMS and wishes to receive information and if so, what kind of information. This PI information, when collected, is not electronically encrypted; and

Apart from any security passcode, PI information collected at the web site is not electronically encrypted.

We or our third-party partners may use software tools or 'cookies' to gather information about site visitors' browsing activities. The information collected may be processed by us, our agents or any other third parties which provide services to JPMorgan. For further details of our Cookies Policy, please click here.

PI INFORMATION RECEIVED BY JPMAMS MAY BE USED BY JPMAMS and/or any of JPMAMS's holding companies, subsidiaries or associated companies, within or outside Singapore, for the purposes of complying with applicable laws as well as for direct marketing purposes and in this connection, JPMAMS may transfer or disclose that information to any of those other companies or any agents or third parties which may provide services to JPMAMS, within or outside Singapore. PI Information which may be collected over the website may be used by JPMAMS and transferred or disclosed to any manager or trustee of any funds offered or distributed by JPMAMS in which you may invest; any of their or JPMAMS's holding companies, subsidiaries or associated companies, agents and any other third party which provides services to JPMAMS, within or outside Singapore, for the purposes of providing financial services or any related services, including direct marketing (by means of mail drops or via the internet). JPMAMS will cease to use your PI Information for direct marketing purposes if you request us to do so.

JPMAMS'S POLICY IS GENERALLY TO RETAIN PI INFORMATION concerning its individual clients for a period of seven years (or such other period as required under applicable laws) after a person ceases to be a client and to erase or destroy it after the expiration of that period. PI Information concerning an individual which is collected at a time when that individual is not a client is erased or destroyed when that PI Information is no longer required for the purpose, including any directly related purpose, for which that information was used.

JPMAMS'S POLICY IS TO RESTRICT ACCESS TO PI INFORMATION concerning individuals to employees and agents who have a need to use that information and who have been instructed to handle such information properly and observe confidentiality.

AN INDIVIDUAL OR ANOTHER PERSON PERMITTED on his/her behalf has the right to be informed by JPMAMS whether it holds PI Information about that individual and to request access to and/or correction of any such PI Information. Any such request may be made to the Data Protection Officer, JPMORGAN ASSET MANAGEMENT (SINGAPORE) LIMITED, 168 Robinson Road, Singapore, 068912. Telephone: +65 6882 1328 / Fax: +65 6536 3361. In order to deal with any such request, we will require evidence from you that you are the individual in respect of whom the request is made or a person permitted to make the request on that individual's behalf. We will deal with any such request as soon as possible.

Cookies Policy

This website uses cookies to store information on your computer. This policy explains how JPMorgan Asset Management (Singapore) Limited or its affiliates (together “we” or “us”) use cookies and may be amended, from time to time, without notice. By using this website you agree to the placement of cookies on your computer in accordance with the terms of this policy. If you do not wish to accept cookies from this site please either disable cookies or refrain from using this site. Please note that by disabling cookies in your browser settings this site may not function correctly.

1. What are Cookies?

2. Types of Cookies

There are two main types of cookies:

Session cookies: these are temporary cookies that expire at the end of a browser session; that is, when you leave the site. Session cookies allow the website to recognise you as you navigate between pages during a single browser session and allow you to use the website most efficiently.
Persistent cookies: in contrast to session cookies, persistent cookies are stored on your equipment between browsing sessions until expiry or deletion. They therefore enable the website to recognise you on your return, remember your preferences, and tailor services to you.

3. Our use of Cookies

We use session cookies to:

help us maintain security and verify your details whilst you use the website as you navigate from page to page, which enables you to avoid having to re-enter your details each time you enter a new page.

We use persistent cookies to:

help us recognise you as a unique user when you return to our website so that you do not have to input your details multiple times as you move between our pages or services;
remember how you have customised your use of this site, such as the region that you are in; and
collect and compile anonymous, aggregated information for statistical and evaluation purposes to help us understand how users use the website and help us improve the structure of our website.

make this website more relevant to your interests based on your past visits to this website;
tailor our online advertisements or offers on our or third party websites to those which are most likely to be of interest to you;
evaluate the effectiveness of our online marketing and advertising campaigns.

Please visit http://www.google.com/analytics/learn/privacy.html for an overview of the privacy policy of Google and https://tools.google.com/dlpage/gaoptout/ for information on how to opt out of the Google Analytics. Where this site allows such cookies to be set or you access other websites from this site using the links provided, the operators of these websites will use cookies in accordance with their own cookies policy, which may differ from ours.

As with first party cookies, you are able to block third party cookies through your browser settings.

4. Refusing Cookies on this Site

Most browsers are initially set to accept cookies. However, you have the ability to disable cookies if you wish, generally through changing your internet software browsing settings. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer enabling you to decide whether to accept or reject the cookie. To manage your use of cookies there are various resources available to you, for example the “Help” section on your browser may assist you. You can also disable or delete the stored data used by technology similar to cookies, such as Local Shared Objects or Flash cookies, by managing your browser’s “add-on settings” or visiting the website of its manufacturer. As our cookies allow you to access some of our website’s features we recommend that you leave cookies enabled. Otherwise, if cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using this site altogether.