4Q 2019 market outlook in 3 charts
Yield can still be found in a low rate, low inflation and low yield environment.
Retirement planning may not be your number one priority right now as other financial goals - such as saving for a child's education or buying a first home - could appear more pressing. However, if you do not make a move today and start having a plan, you may risk lowering your standard of living in retirement.
Follow the three steps below to embark on your journey to retirement.
In setting a retirement goal, the first step is foundational: clearly define what retirement success means to you and your family.
With your retirement goal being identified, you can assess whether you are on track and how big is the shortfall. Come up with a plan to identify changes that you will need to reach your retirement goals.
With a plan in place, you may come to wonder how you can build retirement assets that last for several decades - one probable answer is to diversify your portfolio and invest for a longer term.
Once you've started, keep constant review of your needs and goals, and make adjustments to your plan for better results.