Applying the “three lines of defense” in multi-asset income
Facing volatile markets and lower rates, how can investors seek yield while managing risk?
Living longer is a blessing but for general investors, longevity sometimes entails the risk of outliving their assets.
If you are 65, there is a 67% chance of you or your spouse living to 90 or beyond*, and the percentage will likely go up for younger generations. A retirement plan should conservatively account for 30 or more years of living expenses to help make longevity a true blessing.
Read Retirement Insights Publication: Principles for a successful retirement – Hong Kong