Get a stock-bond combo to stay resilient
A blend of stocks and bonds helps build a more defensive portfolio.
As you get older and continue your journey towards retirement, your financial needs will change and so will the risks that challenge your retirement portfolio. Employing a dynamic asset allocation strategy is expected to help address different risks over time.
When you are far from retirement, you can typically take more risks and invest for growth with time on your side. As you get closer to retirement, you may want to preserve wealth and purchasing power by shifting a greater portion to bond investments.
Download Retirement Insights Publication: Principles for a successful retirement – Hong Kong