Guides - J.P. Morgan Asset Management
CLOSE

Guides

J.P. MORGAN’S GUIDES

Investing for Children

It pays to think about investment and financial planning at a number of life stages. For example, when you're buying your first home, starting a business or deciding what standard of living you want in retirement. But there's another time when it can make excellent sense to think about investing, though it's one that most people overlook. Childhood.

In fact, childhood could be the most critical time of all for parents and others to think about investing for the children they care for. In this guide we look at:

  • The cost of raising a child
  • Different ways to invest for children – Junior ISA, SIPP and Designated Account
  • Children and tax
  • Investing with J.P. Morgan Asset Management
  • Summary of points to consider and next steps

Please remember the information in this guide does not constitute advice. If you require financial advice, please consult a financial adviser or tax adviser.

Return to top

Download the guide  

Tax-efficient savings

Almost everyone could be liable to pay tax on their savings. All UK residents are potential taxpayers, regardless of age. How much you pay depends both on your overall income and on your personal circumstances, but the basics are simple. Investing your money tax-efficiently can greatly increase the value of your potential returns, and so provides an essential foundation for most people's saving strategy.

This guide tells you about easy ways in which you can safeguard your savings from tax, so you keep more of any potential returns you make. Specifically, we look at:

  • Who pays tax, and the different ways tax can affect your savings
  • Opportunities for tax relief
  • Ways to make the most of your personal tax allowances
  • Invest tax-efficiently with J.P. Morgan Asset Management
  • Summary of points to consider and next steps

Tax benefits and liabilities depend on individual circumstances and may change in the future. Please remember the information in this guide does not constitute investment or tax advice. You should speak to a financial or tax adviser before making any investment or tax decisions.

Return to top

Download the guide  


Investing for income

Many people may rely on their savings to provide an income. But with interest rates at record lows it is getting harder for people to meet their income needs from traditional sources such as bank accounts and UK government bonds.

This guide tells you about easy ways in which you can safeguard your savings from tax, so you keep more of any potential returns you make. Specifically, we look at:

  • Who pays tax, and the different ways tax can affect your savings
  • Opportunities for tax relief
  • Ways to make the most of your personal tax allowances
  • Invest tax-efficiently with J.P. Morgan Asset Management
  • Summary of points to consider and next steps

Please remember the information in this guide does not constitute investment or tax advice. You should speak to a financial or tax adviser before making any investment or tax decisions.

Return to top

Download the guide  

Regular savings made simple

When you don't make a habit of saving money, it seems to have a habit of disappearing. Of course, there are always expenses and bills that have to be paid. But if you want to build up wealth for the future, you need to find a way of catching some of that money before it disappears – in a way that's as simple, flexible, and affordable as possible.

That's why we offer you different ways to save regularly and easily, month by month, little by little. Then, once you set up a regular savings plan, your money can start to build up automatically. In this guide we look at:

  • What do you need savings for?
  • How saving regularly can add up over time
  • The secret of pound cost averaging
  • Why invest in stock markets?
  • Summary of points to consider and next steps

Please remember the information in this guide does not constitute advice. If you require financial advice, please consult a financial adviser or tax adviser.

Return to top

Download the guide  


Understanding risk and the power of diversification

More of us are investing in the financial markets than ever before. Whether it's to build up our pensions, give our children a better start in life, supplement our incomes, or simply to save for a rainy day, the ability to make effective investment decisions is crucial. However, investing can be daunting for many of us when confronted with a wide range of investments to choose from.

The first step towards building your investment portfolio is to have a clear idea of your investment goals. With so many investment options to choose from, it’s important to be clear about what you are looking to achieve before making any investment decisions. In this guide we look at:

  • What are your investment goals?
  • Assessing your attitude to risk
  • Building an investment portfolio

Please remember the information in this guide does not constitute advice. If you require financial advice, please consult a financial adviser or tax adviser.

Return to top

Download the guide  

Start Investing