Choosing an account - J.P. Morgan Asset Management

Choosing an account

One of the first things you need to decide when investing with J.P. Morgan is whether to invest into a Stocks and Shares ISA, Stocks and Shares Junior ISA, or an Investment Account.

Individual Savings Account (ISA)

The J.P Morgan Stocks and Shares ISA provides a tax efficient home for your investments. You can invest up to £20,000 into our Stocks and Shares ISA in the 2018/19 tax year. You can also invest an additional £4,260 on behalf of an eligible child into a Junior ISA in the 2018/19 tax year. It can make sense to use your tax efficient allowance before making other investments. Please remember that the value of investments and the income from them can go down as well as up, and you may not get back the full amount invested. The tax benefits and liabilities will depend on individual circumstances and may change in the future.

Investment Account

The J.P. Morgan Investment Account allows you to invest directly in a wide range of investment trusts outside of an ISA. This is particularly useful if you have already used your tax-efficient investment allowances for the current tax year.