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< Back Terms and conditions

Table of Contents
For Professional clients/Qualified Investors
Terms of Use
Cookie policy
Privacy Policy
Accessibility Statement
For Professional clients/Qualified Investors

In order to enter the page please read the information below and affirm by clicking the accept button that you have read and understood the information provided.

 

FOR PROFESSIONAL CLIENTS/QUALIFIED INVESTORS ONLY – NOT FOR RETAIL USE OR DISTRIBUTION

I affirm that I am a Professional Client / Tied Agent as defined in the Markets in Financial Instruments Directive (MiFID) published by the European Commission or an authorised Financial Advisor or a Qualified Investor as defined in the Swiss Federal Act on Collective Investment Schemes.

This is a marketing communication and as such the views contained herein are not to be taken as advice or a recommendation to buy or sell any investment or interest thereto. Reliance upon information in this material is at the sole discretion of the reader. Any research in this document has been obtained and may have been acted upon by J.P. Morgan Asset Management for its own purpose. The results of such research are being made available as additional information and do not necessarily reflect the views of J.P. Morgan Asset Management. Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are, unless otherwise stated, J.P. Morgan Asset Management’s own at the date of this document. They are considered to be reliable at the time of writing, may not necessarily be all inclusive and are not guaranteed as to accuracy. They may be subject to change without reference or notification to you. It should be noted that the value of investments and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Changes in exchange rates may have an adverse effect on the value, price or income of the products or underlying overseas investments. Past performance and yield are not a reliable indicator of current and future results. There is no guarantee that any forecast made will come to pass. Furthermore, whilst it is the intention to achieve the investment objective of the investment products, there can be no assurance that those objectives will be met. J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide. To the extent permitted by applicable law, we may record telephone calls and monitor electronic communications to comply with our legal and regulatory obligations and internal policies. Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our EMEA Privacy Policy https://www.jpmorgan.com/emea-privacy-policy

As the product may not be authorized or its offering may be restricted in your jurisdiction, it is the responsibility of every reader to satisfy himself as to the full observance of the laws and regulations of the relevant jurisdiction. All transactions should be based on the latest available Prospectus, the Key Investor Information Document (KIID) and any applicable local offering document. These documents together with the annual report, semi-annual report and the articles of incorporation for the Luxembourg domiciled products are available free of charge upon request from JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg or your J.P. Morgan Asset Management regional contact.

This communication is issued in Europe (excluding UK) by JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, R.C.S. Luxembourg B27900, corporate capital EUR 10.000.000.

Terms of Use

1. General information

  • This website may contain promotional material.
 
  • The information on this Site is approved by JPMorgan Asset Management (Switzerland) LLC, Dreikönigstrasse 37, 8002 Zurich, which is authorised and regulated by the Swiss Financial Market Supervisory Authority FINMA.

  • This Site provides information about JPMorgan investment funds ("JPM Funds") which are available in Switzerland. This Site is strictly limited to information ends and is not allowed to be used for subscription transactions of units/shares of JPM Funds. This information should not be regarded as giving you investment or tax advice about our products. If you are unclear about any of the information on this Site or its suitability for you, please contact your financial or tax adviser, or an independent financial or tax adviser before making any investment or financial decisions.

  • The Swiss Financial Market Supervisory Authority FINMA has authorised JPMorgan Asset Management (Switzerland) LLC as representative of foreign funds. J.P. Morgan (Suisse) SA, 8, rue de la Confédération, 1204 Geneva, has been appointed as paying agent for JPM Funds registered for distribution in Switzerland.

  • This Site should not be accessed by any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this Site is prohibited. In particular, this Site is reserved exclusively for non-US Persons*. The information in this Site is not for distribution to and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of US Persons.

  • Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information and we do not accept any responsibility for the security or integrity of such information.

  • We will try to keep this site operational at all times. However, we cannot guarantee that this Site or any of the various features upon it will always be available.

  • The hyperlinks provided on this Site are only provided for information and convenience purposes. JPMorgan Asset Management (Switzerland) LLC is not responsible for the content of external internet sites that link to or are accessible from this Site. JPMorgan Asset Management (Switzerland) LLC does not assume any responsibility or liability with respect to any website accessed via this Site.

  • Prospective investors should consult their own professional advisers on the tax implications of making an investment in, holding or disposing of any JPM Fund and the receipt of distributions with respect to such a fund.


2. Privacy and cookie policies

 

Please refer to our Privacy and Cookie Policies via the footer link.

3. Key investment risks

  • It is important that you read the relevant documentation (funds prospectus, Key Investor Information Document ‘KIID’) before you invest in JPM Funds to ensure you understand the specific risks involved and to determine whether it is a suitable product for you. A copy of the funds prospectus, the Key Investor Information document ‘KIID’, as well as the annual and semi annual reports of the JPM Funds are available free of charge upon request from JPMorgan Asset Management (Switzerland) LLC.

  • The value of shares/units of JPM Funds and any income from them can go down as well as up and you may not get back all that you have invested.

  • Estimates of future returns or indications of past performance on this Site are for information purposes only and should not be construed as a guarantee of current or future returns or performance.

  • Exchange rate changes may cause the value of underlying overseas investments to go down as well as up. Changes in currency rates of exchange may have an adverse effect on the value or income (if any) of the JPM Funds.

  • When investing in emerging market funds, emerging markets may be more volatile and the risk to your capital is greater.

  • The level of tax benefits and liabilities will depend on individual circumstances and may be subject to change in the future.

4. Combating financial crime

We are committed to combating financial crime and the prevention of money laundering. Accordingly we may need to verify your identity and carry out appropriate security checks.

5. Company information

  • J.P. Morgan Asset Management is a trading name. This business is mainly provided through subsidiaries or affiliate of J.P.Morgan Chase & Co.

  • JPMorgan Asset Management (Switzerland) LLC registered office is at Dreikönigstrasse 37, CH-8002 Zurich, Switzerland.

6. Legal information

Whilst we will use every reasonable effort to ensure that the information contained on this Site is accurate as at the date of publication of such documents, we cannot guarantee the accuracy, suitability or completeness of any such information or the availability of the Site. We accept no liability for any data transmission errors such as data loss or damage or alteration of any kind. Accordingly JPMorgan Asset Management (Switzerland) LLC excludes any liability for any loss and/or damage (direct or consequential) arising from the use of any part of this Site. 

All copyright, patent, intellectual and other property in the information contained in this Site is held by JPMorgan Asset Management (Switzerland) LLC, unless otherwise indicated. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information. You may download or print copies of the reports or information contained within this Site for your own private non-commercial use only, provided that you do not change any copyright, trade mark or other proprietary notices; all other copying, reproducing, transmitting, distributing or displaying of material on this Site (by any means and in whole or in part) is prohibited.

 

* US Person includes, but is not limited to, a person (including a partnership, corporation, limited liability company or similar entity) that is a citizen or a resident of the United States or is organised or incorporated under the laws of the United States. Certain restrictions also apply to any subsequent transfer of Shares in the United States or to US Persons. Should a Shareholder become a US Person and such US Person is not compulsory redeemed, such US Person may be subject to US withholding taxes and tax reporting.

Cookie policy

Privacy
 

J.P. Morgan Chase & Co. (“JPMorgan”) and its affiliates are fully committed to protecting the privacy interests of individuals who provide us with information about themselves and to complying with the requirements of each jurisdiction’s Personal Data Privacy Laws. In doing so, we instruct our staff to comply with strict internal standards of security and confidentiality.
 

By providing us personal data (including sensitive data), you accept that your personal data be processed by us for the purposes described in this Data Privacy Policy. You further accept that your personal data be shared between the entities of the JP Morgan Group and that your personal data be therefore transferred and processed in countries where the level of protection of personal data is not always equivalent to the level of protection that may be provided in your own country.
 

THE PERSONALLY IDENTIFIABLE INFORMATION ("PI Information") which we collect at the web site may comprise any or all of the following:
 

i. the IP address of the visitor's personal computer; the country from which the inquiry is made; the pages visited; the time at which a visit is made and the browser type; and ii. certain personal details of the visitor (these may for instance include his/her name;); contact details; whether the visitor holds any professional licenses, e-mail address and wishes to receive information and if so, what kind of information. This PI information, when collected, is not electronically encrypted.
 

PI INFORMATION RECEIVED BY J.P. MORGAN ASSET MANAGEMENT (“JPMAM”) MAY BE USED BY JPMAM and/or any of JPMAM's holding companies, subsidiaries or associated companies, throughout the world for administering relationships and related services; Operational purposes, and statistical analysis (including behaviour analysis); Conducting market or customer satisfaction research; Providing individuals with information concerning products and services which we believe will be of interest; Compliance with any requirement of law, regulation, associations, voluntary codes we decide to adopt, or good practice, anywhere in the world; Confirming and verifying an individual’s identity (this may involve the use of a credit reference agency or other third parties acting as our agents) and to conduct due diligence. We may also screen against publicly available government and/or law enforcement agency sanctions lists. The detection, investigation and prevention of fraud and other crimes or malpractice. For the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), for obtaining legal advice or for establishing, exercising or defending legal rights., JPMAM may transfer or disclose that information to any organization in our JP Morgan group of companies, their agents, auditors, service providers, regulators, governmental or law enforcement agencies or any person we reasonably think necessary for the processing purposes outlined above. To actual or potential purchasers of parts of our business, and their respective advisers and insurers, and in relation to the transfer of our contractual rights and/or obligations.  If we or any person to whom we disclose personal data otherwise have a right or duty to disclose the personal data, or are allowed or compelled by law to do so. For example, financial institutions and payments and messaging service providers may from time to time be required, under subpoena or otherwise, to provide certain transaction information to authorities or other official bodies, whether located in your local jurisdiction or overseas, to assist in the prevention of terrorism, money laundering and other crimes.. We operate globally and therefore personal data may be processed and disclosed as described above in any country in which we conduct business or have a service provider. This may include some countries that do not provide the same statutory protection for Personal Data as your local jurisdiction. .JPMAM will cease to use your PI Information for direct marketing purposes if you request us to do so.
 

JPMAM’S POLICY IS TO RESTRICT ACCESS TO PI INFORMATION concerning individuals to employees and agents who have a need to use that information and who have been instructed to handle such information properly and observe confidentiality.
 

AN INDIVIDUAL OR ANOTHER PERSON PERMITTED UNDER THE LAW on his/her behalf has the right to be informed by JPMAM whether it holds PI Information about that individual and to request access to and/or correction of any such PI Information. In order to deal with any such request, we will require evidence from you that you are the individual in respect of whom the request is made or a person permitted under the local law to make the request on that individual's behalf. We will deal with any such request as soon as possible.
 

Cookies policy
 

This site uses cookies to store information on your computer. This policy explains how we use cookies and may be amended, from time to time, without notice. By using this site you agree to the placement of cookies on your computer in accordance with the terms of this policy. If you do not wish to accept cookies from this site please either disable cookies or refrain from using this site. Please note that by disabling cookies in your browser settings this site may not function correctly.
 

  1. What are Cookies?
     

A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can recognise you when you revisit and remember certain information about you. This can include which pages you have visited, choices you have made from menus, any specific information you have entered into forms and the time and date of your visit.
 

  1. Our use of Cookies
     

This website uses these types of cookies:
 

  • Strictly necessary cookies: these cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies, services you have asked for cannot be provided.

  • Performance cookies: these cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

  • Functionality cookies: these cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local news by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

  • Advertising cookies: the AdWords remarketing functionality allows us to display banners ads on third-party websites to our website’s visitors.  We use the AdWords remarketing tags which set information within a doubleclick.net cookie.  Doubleclick.net is the domain that serves ads for Google’s Display Network.  Google serve their ads based on a visitor’s interests and you can find out more information by reading their ad preferences:

  • Google Ads Preferences


Google's doubleclick.net cookie is used for conversion tracking purposes, to track the performance of AdWords campaigns.  If you visit certain pages on our website within 30 days of clicking on one of our ads, Google will be able to tell that your visit was a result of a click on one of these ads.  If you'd like to know more about how Google handles information gathered from the use of cookies, please read their privacy policy:

 

  • Google Privacy Policy
     

To ensure that you are using this site with full and up-to-date information of how we use cookies please review this policy regularly as any amended policy will be updated on the site.

 

  1. Refusing Cookies on this Site


Most browsers are initially set to accept cookies. However, you have the ability to disable cookies if you wish, generally through changing your internet software browsing settings. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer enabling you to decide whether to accept or reject the cookie. To manage your use of cookies there are various resources available to you, for example the “Help” section on your browser may assist you. As our cookies allow you to access some of our website’s essential features we recommend that you leave cookies enabled, otherwise, if cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using this site altogether.
 

  • Further Reading

    • Useful information about cookies can be found at:
      http://www.allaboutcookies.org

    • Information on the International Chamber of Commerce UK "UK cookie guide" can be found on the ICC website section:
      http://www.international-chamber.co.uk/our-expertise/digitaleconomy
       
Privacy Policy

1. This policy

This Policy is issued by J.P. Morgan Asset Management International Limited on behalf of itself, its branches, its subsidiaries and its affiliates, identified as Controllers in the table in Section 13 below (together, “J.P. Morgan Asset Management”, “we”, “us” or “our”) and is addressed to individuals outside our organisation with whom we interact, including visitors to our websites (our “Sites”), customers, Personnel of corporate customers, investors and vendors, and other recipients of our services (together, “you”). Defined terms used in this Policy are explained in Section 14 below.

This Policy may be amended or updated from time to time to reflect changes in our practices with respect to the Processing of Personal Data, or changes in applicable law. We encourage you to read this Policy carefully, and to regularly check this page to review any changes we might make in accordance with the terms of this Policy.
 

2. Processing your personal data

  • Collection of Personal Data: We collect Personal Data about you, subject to applicable law, from a variety of sources as follows:

  • We obtain your Personal Data when you provide it to us (e.g., where you contact us via email or telephone, or by any other means).

  • We collect your Personal Data in the ordinary course of our relationship with you (e.g., in the course of managing your transactions or your investment in our funds).

  • We collect Personal Data that you manifestly choose to make public, including  via social media (e.g., we may collect information from your social media profile(s), to the extent that you choose to make your profile publicly visible).

  • We receive your Personal Data from third parties who provide it to us (e.g., your employer; our customers; credit reference agencies; law enforcement authorities; etc.).

  • We receive your Personal Data from third parties, where you purchase any of our products or services through such third parties.

  • We collect or obtain Personal Data when you visit any of our Sites or use any features or resources available on or through a Site. When you visit a Site, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a Site and other technical communications information), some of which may constitute Personal Data.

Creation of Personal Data: We may also create Personal Data about you, such as records of your interactions with us, and details of your accounts, subject to applicable law.
 

Relevant Personal and Sensitive Personal Data: The categories of Personal Data about you that we may Process, subject to applicable law, are as follows:
 

  • Personal details: given name(s); preferred name; nickname(s), gender; date of birth / age; marital status; Social Security Number; Passport number(s); other Government(s) issued numbers (tax identification number, Green Card(s) number(s) including Driving Licence number); nationality; lifestyle and social circumstances; images of Passports; images of Driving Licences; images of Gun Licence(s); images of signatures; authentication data (passwords, mother maiden name, challenge/response questions and answers, PINs, face recognition, voice recognition) and photograph, visual images, personal appearance and behaviour.

  • Family details: names and contact details of family members and dependents. Contact details: address; telephone number; fax number; email address; and social media profile details.

  • Employment details: industry; role; business activities; names of current and former employers; work address; work telephone number; work fax number; work email address; and work-related social media profile details.

  • Education history: details of your education and qualifications.

  • Financial details: billing address; bank account numbers; credit card numbers; cardholder or accountholder name and details; instruction records; transaction  details; and counterparty details.

  • Views and opinions: any views and opinions that you choose to send to us, or publish about us on (including on social media platforms).

  • Electronic Identifying Data: IP address cookies, logs, online identifiers, device IDs, geolocation.

Processing your Sensitive Personal Data: We do not seek to collect or otherwise Process your Sensitive Personal Data, except where:

  • the Processing is necessary for compliance with a legal obligation (e.g., to comply with our diversity reporting obligations);

  • the Processing is necessary for the detection or prevention of crime (including the prevention of fraud) to the extent permitted by applicable law;

  • you have manifestly made those Sensitive Personal Data public;

  • the Processing is necessary for the establishment, exercise or defence of legal rights;

  • we have, in accordance with applicable law, obtained your prior explicit consent prior to Processing your Sensitive Personal Data (as above, this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for processing that is necessary or obligatory in any way); or

  • Processing is necessary for reasons of substantial public interest and occurs on the basis of an applicable law that is proportionate to the aim pursued and provides for suitable and specific measures to safeguard your fundamental rights and interests.

We only Process Criminal Offences Data, and national identification numbers, to the extent required or permitted by applicable law.
 

Purposes for which we may Process your Personal Data, and legal bases for Processing: The purposes for which we may Process Personal Data, subject to applicable law, and the legal bases on which we may perform such Processing, are:
 

Processing activity Legal basis for processing
AML/KYC: fulfilling our regulatory compliance obligations, including ‘Know Your Client’ checks; and confirming and verifying your identity (including by using credit reference agencies); and screening against government, supranational bodies (including but not limited to the European Union and the United Nations Security Council) and/ or law enforcement agency sanctions lists as well as internal sanctions lists and other legal restrictions. The Processing is necessary for compliance with a legal obligation; or 
The Processing is necessary in connection with any contract that you may enter into with us, or to take steps prior to entering into a contract with us; or
We have a legitimate interest in carrying out the Processing for the purpose of protecting against fraud (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Client on-boarding: on-boarding new clients; and compliance with our internal compliance requirements, policies and procedures. The Processing is necessary in connection with any contract that you may enter into with us, or to take steps prior to entering into a contract with us; or
We have a legitimate interest in carrying out the Processing for the purpose of on-boarding new clients (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Credit worthiness: conducting credit reference checks and other financial due diligence. We have a legitimate interest in carrying out the Processing for the purpose of conducting financial due diligence (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Provision of products and services to you: administering relationships and related services; performance of tasks necessary for the provision of the requested services; communicating with you in relation to those services. The Processing is necessary in connection with any contract that you may enter into with us, or to take steps prior to entering into a contract with us; or 
We have a legitimate interest in carrying out the Processing for the purpose of providing services to you (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Marketing / Prospecting: communicating with you via any means (including via email, telephone, text message, social media, post or in person) subject to ensuring that such communications are provided to you in compliance with applicable law; and maintaining and updating your contact information where appropriate. We have a legitimate interest in carrying out the Processing for the purpose of conducting marketing and prospecting (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Operation of our Sites: operation and management of our Sites; providing content to you; displaying advertising and other information to you; and communicating and interacting with you via our Sites. The Processing is necessary in connection with any contract that you may enter into with us, or to take steps prior to entering into a contract with us; or 
We have a legitimate interest in carrying out the Processing for the purpose of providing our Sites to you (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
IT operations: management of our communications systems; operation of IT security; and IT security audits. The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of managing and operating our IT systems and ensuring the security of those systems (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Health and safety: health and safety assessments and record keeping; and compliance with related legal obligations. The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of providing a safe and secure environment at our premises (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
The Processing is necessary to protect the vital interests of any individual.
Financial management: sales; finance; corporate audit; and vendor management.

We have a legitimate interest in carrying out the Processing for the purpose of managing and operating the financial affairs of our business (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Research: conducting market or customer satisfaction research; and engaging with you for the purposes of obtaining your views on our products and services. We have a legitimate interest in carrying out the Processing for the purpose of conducting research and producing analysis (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Security: physical security of our premises (including records of visits to our premises and CCTV recordings); and electronic security (including login records and access details, where you access our electronic systems). The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of ensuring the physical and electronic security of our business and our premises (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Investigations: detecting, investigating and preventing breaches of policy, and criminal offences, in accordance with applicable law. The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of detecting, and protecting against, breaches of our policies and applicable laws (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Legal compliance: compliance with our legal and regulatory obligations under applicable law.

The Processing is necessary for compliance with a legal obligation.
Legal proceedings: establishing, exercising and defending legal rights.

The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of establishing, exercising or defending our legal rights (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Improving our products and services: identifying issues with existing products and services; planning improvements to existing products and services; and creating new products and services. We have a legitimate interest in carrying out the Processing for the purpose of improving our products or services (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms); or 
We have obtained your prior consent to the Processing (this legal basis is only used in relation to Processing that is entirely voluntary – it is not used for Processing that is necessary or obligatory in any way).
Risk Management: Audit, compliance, controls and other risk management.

The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of managing the levels of risk to which our business is exposed (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).
Fraud prevention: Detecting, preventing and investigating fraud.

The Processing is necessary for compliance with a legal obligation; or 
We have a legitimate interest in carrying out the Processing for the purpose of detecting, and protecting against, fraud (to the extent that such legitimate interest is not overridden by your interests, fundamental rights, or freedoms).


3. Disclosure of personal data to third parties

We may disclose your Personal Data to other entities within the J.P. Morgan group, for legitimate business purposes (including providing services to you and operating our Sites), in accordance with applicable law. In addition, we may disclose your Personal Data to:

  • you and, where appropriate, your family, your associates and your representatives;

  • clients and customers of our businesses;

  • credit reference agencies;

  • anti-fraud services;

  • Governmental, legal, tax and regulatory, or similar authorities, ombudsmen, and central and/or local government agencies, upon request or where required, including for the purposes of reporting any actual or suspected breach of applicable law or regulation;

  • accountants, auditors, financial and tax advisors, lawyers, notaries and other outside professional advisors to J.P. Morgan Asset Management or our funds, subject to binding contractual obligations of confidentiality in accordance with applicable law;

  • banks, non-bank lenders, company administrators, trade and corporate registries and depositaries;

  • general partners of funds we advise or manage;

  • debt-collection agencies and tracing agencies;

  • data aggregation services;

  • accreditation bodies;

  • third party Processors (such as payment services providers; shipping companies; etc.), located anywhere in the world, subject to the requirements noted below in this Section 3;

  • any relevant party, claimant, complainant, enquirer, law enforcement agency or court, to the extent necessary for the establishment, exercise or defence of legal rights in accordance with applicable law;

  • any relevant party for the purposes of prevention, investigation, detection or prosecution of criminal offences or the execution of criminal penalties, including safeguarding against and the prevention of threats to public security in accordance with applicable law;

  • to any relevant party in connection with AML/KYC requirements; any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation) or the assets or business of our funds;

  • the press and the media; and

  • voluntary and charitable organisations.

Our Sites may use third party plugins or content. If you choose to interact with any such plugins or content, your Personal Data may be shared with the third party provider of the relevant social media platform. We recommend that you review that third party’s privacy policy before interacting with its plugins or content.
 

If we engage a third-party Processor to Process your Personal Data, the Processor will be subject to binding contractual obligations to: (i) only Process the Personal Data in accordance with our prior written instructions; and (ii) use measures to protect the confidentiality and security of the Personal Data; together with any additional requirements under applicable law.
 

4. International transfer of personal data

Because of the international nature of our business, we may need to transfer your Personal Data within the J.P. Morgan group, and to third parties as noted in Section 3 above, in connection with the purposes set out in this Policy. For this reason, we may transfer your Personal Data to other countries that may have different laws and data protection compliance requirements, including data protection laws of a lower standard, to those that apply in the country in which you are located.

Where we transfer your Personal Data to other countries, we do so on the basis of:
 

  • European Commission’s adequacy decisions;

  • our binding corporate rules;

  • suitable standard contractual clauses; or

  • other valid transfer mechanisms.

If you want to receive more information about the safeguards applied to international transfers of personal data, please use the contact details provided in Section 12 below.
 

5. Data security

We have implemented appropriate technical and organizational security measures designed to protect your Personal Data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure, unauthorised access, and other unlawful or unauthorised forms of Processing, in accordance with applicable law.

You are responsible for ensuring that any Personal Data that you send to us are sent securely.
 

6. Data accuracy

We take reasonable steps designed to ensure that:
 

  • your Personal Data that we Process are accurate and, where necessary, kept up to date; and

  • any of your Personal Data that we Process that are inaccurate (having regard to the purposes for which they are Processed) are erased or rectified without delay.

From time to time we may ask you to confirm the accuracy of your Personal Data.

7. Data minimisation

We take reasonable steps designed to ensure that your Personal Data that we Process are limited to the Personal Data reasonably required in connection with the purposes set out in this Policy.
 

8. Data retention

We take every reasonable step to ensure that your Personal Data are only Processed for the minimum period necessary for the purposes set out in this Notice. The criteria for determining the duration for which we will retain your Personal Data are as follows:
 

(1) we will retain copies of your Personal Data in a form that permits identification only for as long as:

    a.    we maintain an ongoing relationship with you (e.g., where you are a recipient of our services, or you are lawfully included in our mailing list and have not unsubscribed); or

    b.    your Personal Data are necessary in connection with the lawful purposes set out in this Notice, for which we have a valid legal basis (e.g., where your personal data are included in a contract between us and your employer, and we have a legitimate interest in processing those data for the purposes of operating our business and fulfilling our obligations under that contract; or where we have a legal obligation to retain your Personal Data),

(2) plus the duration of:

    a.    any applicable limitation period under applicable law (i.e., any period during which any person could bring a legal claim against us in connection with your Personal Data, or to which your Personal Data may be relevant); and

    b.   an additional two (2) month period following the end of such applicable limitation period (so that, if a person bring a claim at the end of the limitation period, we are still afforded a reasonable amount of time in which to identify any Personal Data that are relevant to that claim),

(3) and:

in addition, if any relevant legal claims are brought, we may continue to Process your Personal Data for such additional periods as are necessary in connection with that claim.

During the periods noted in paragraphs (2)a and (2)b above, we will restrict our Processing of your Personal Data to storage of, and maintaining the security of, those data, except to the extent that those data need to be reviewed in connection with any legal claim, or any obligation under applicable law.
 

Once the periods in paragraphs (1), (2) and (3) above, each to the extent applicable, have concluded, we will either:
 

  • permanently delete or destroy the relevant Personal Data;

  • archive your Personal Data so that it is beyond use; or

  • anonymize the relevant Personal Data.

9. Your legal rights

Subject to applicable law, you may have a number of rights regarding the Processing of your Personal Data, including:

  • the right to request access to, or copies of, your Personal Data that we Process or control, together with information regarding the nature, processing and disclosure of those Personal Data;

  • the right to request rectification of any inaccuracies in your Personal Data that we Process or control;

  • the right to request, on legitimate grounds:
    • erasure of your Personal Data that we Process or control; or
    • restriction of Processing of your Personal Data that we Process or control;

  • the right to have your Personal Data that we Process or control transferred to another Controller, to the extent applicable;

  • where we Process your Personal Data on the basis of your consent, the right to withdraw that consent; and

  • the right to lodge complaints with a Data Protection Authority regarding the Processing of your Personal Data by us or on our behalf.

This does not affect your statutory rights.
 

Subject to applicable law, you may also have the following additional rights regarding the Processing of your Personal Data:
 

  • the right to object, on grounds relating to your particular situation, to the Processing of your Personal Data by us or on our behalf; and

  • the right to object to the Processing of your Personal Data by us or on our behalf for direct marketing purposes.

To exercise one or more of these rights, or to ask a question about these rights or any other provision of this Policy, or about our Processing of your Personal Data, please use the contact details provided in Section 13 below.
 

10. Cookies

A cookie is a small file that is placed on your device when you visit a website (including our Sites). It records information about your device, your browser and, in some cases, your preferences and browsing habits. We may Process your Personal Data through cookie technology, in accordance with our Cookie Policy.

11. Direct marketing

We may process your Personal Data to contact you, primarily by mail and email and also on occasion by telephone, so that we can provide you with information concerning products and services that may be of interest, in accordance with applicable law.

If you do not wish to receive marketing communications from us you can opt out at any time by contacting your regular J.P. Morgan contact, or by electronically unsubscribing from emails we have sent to you. After you unsubscribe, we will not send you further promotional emails, but we may continue to contact you to the extent necessary for the purposes of any Services you have requested.
 

12. Contact details

If you have any comments, questions or concerns about any of the information in this Policy, or any other issues relating to the Processing of Personal Data by J.P. Morgan Asset Management, please contact your regular J.P. Morgan client service contact, or by using the following email: am.data.privacy.control@jpmorgan.com.

Alternatively, you could contact the J.P. Morgan Asset Management Data Protection Office via post by addressing your letter to the relevant Controller entity as listed below in section 13.
 

If you would like to contact the JPMC Data Protection Officer, please send an email to EMEA.Privacy.Office@jpmchase.com.
 

13. Controllers

For the purposes of this Policy, the relevant controllers are:
 

Controller entity
Business address
J.P. Morgan Asset Management Real Estate (France) SAS 14 place Vendôme, Paris F-75001, France
J.P. Morgan RE Luxembourg Management Company S.A. 6, route de Trèves, Senningerberg, L-2633 Luxembourg
JPMorgan Asset Management (Europe) S.à r.l. 6, route de Trèves, Senningerberg, L-2633 Luxembourg
JPMorgan Funds Limited 60 Victoria Embankment, London, EC4Y 0JP, UK
J.P. Morgan Trustee & Administration Services Limited 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Life Limited 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Asset Management Marketing Limited 60 Victoria Embankment, London, EC4Y 0JP, UK
J.P. Morgan Investment Management Inc., London Branch 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Asset Management (UK) Limited 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Management (Switzerland) LLC Dreikönigstrasse 21, Zurich 8002, Switzerland


Other entities acting as controllers:
 

Controller Entity Business address
JPMorgan Funds (Ireland) ICAV JPMorgan House, International Financial Services Centre, Dublin 1, Ireland
JPMorgan ETFs (Ireland) ICAV JPMorgan House, International Financial Services Centre, Dublin 1, Ireland
JPMorgan Elect plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Japanese Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
The Mercantile Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Global Growth & Income plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan European Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Japan Smaller Companies Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan US Smaller Companies Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan American Investment trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Claverhouse Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Mid Cap Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Asian Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Global Emerging Markets Income Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Indian Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Chinese Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan European Smaller Companies Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Smaller Companies Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Brazil Investment Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Emerging Markets Investment trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Global Convertibles Income Fund Ltd 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Russian Securities plc 60 Victoria Embankment, London, EC4Y 0JP, UK
JPMorgan Multi-Asset Trust Plc 60 Victoria Embankment, London, EC4Y 0JP, UK


14. Defined terms

Controller The entity that decides how and why Personal Data is Processed. In many jurisdictions, the Controller has primary responsibility for complying with applicable data protection laws.
Data Protection Authority An independent public authority that is legally tasked with overseeing compliance with applicable data protection laws.
Personal Data Information that is about any individual, or from which any individual is identifiable1.
Process or Processed or Processing Anything that is done with any Personal Data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
Personnel Any current, former and prospective directors, officers, consultants, employees, temporary staff, individual contractors, interns, secondees and other personnel.
Processor Any person or entity that Processes Personal Data on behalf of the Controller (other than employees of the Controller).
Sensitive Personal Data Personal Data about race or ethnicity, political opinions, religious or philosophical beliefs, trade union membership, physical or mental health, sexual life, or any other information that may be deemed to be sensitive under applicable law.
Criminal Offences Data Personal Data about any actual or alleged criminal offences or penalties.

 

1It should be noted that the concept of personal data in the data protection laws of Austria and Switzerland includes information about corporate bodies as well as individuals.

 

Accessibility Statement

In the creation of this website, J.P. Morgan Asset Management (JPMAM) is committed to making the content accessible to the widest possible audience. Our aim is to ensure that web pages available on this site comply with Priority 1 and a number of Priority 2 items of the W3C Web Content Accessibility Guidelines and best practice recommendations as stated by the Web Accessibility Initiative.

Our goal of continuous improvement means that we regularly review pages and documents to upgrade any legacy content to comply with current accessibility standards.

  • Pages are created using recognised structure such as emphasis and page headers.

  • Design is controlled using stylesheets allowing for the control of font size and more.

  • Images that contain important information will have appropriate alternative text.

  • Text size can be controlled through your chosen web browser, please consult the browser help documentation for more information.

  • A site map is provided to assist with site navigation and structure.

Adobe Acrobat Portable Document Format (PDF) Files

If you are using assistive technologies and are unable to access the contents of PDF documents, Adobe Systems, Inc., provides a free translation service through their Adobe Access web pages which will translate PDF files to web pages (HTML documents).

For pages that are not viewed directly from the internet, Adobe Access has a free downloadable accessibility plug-in for use with the latest versions of the Adobe Acrobat Reader for virtually all operating systems. This plug-in allows access to PDF documents with assistive technologies. Please visit the Adobe Access web site for further information.

Browser compatibility

These pages are designed for modern web browsers, but should be accessible in all browsers. This includes simple text browsers and adaptive browsers. The pages may not appear the same in old browsers or browsers that do not follow internet standards, though the information should still be accessible.

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If you require any of the information available on this site in a different format, have any comments or suggestions to enhance your experience, or require assistance with a particular document or page, please contact us with your enquiry.

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