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FOR PROFESSIONAL CLIENTS/QUALIFIED INVESTORS ONLY – NOT FOR RETAIL USE OR DISTRIBUTION

I affirm that I am a Professional Client / Tied Agent as defined in the Markets in Financial Instruments Directive (MiFID) published by the European Commission or an authorised Financial Advisor or a Qualified Investor as defined in the Swiss Federal Act on Collective Investment Schemes.

This is a marketing communication and as such the views contained herein are not to be taken as advice or a recommendation to buy or sell any investment or interest thereto. Reliance upon information in this material is at the sole discretion of the reader. Any research in this document has been obtained and may have been acted upon by J.P. Morgan Asset Management for its own purpose. The results of such research are being made available as additional information and do not necessarily reflect the views of J.P. Morgan Asset Management. Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are, unless otherwise stated, J.P. Morgan Asset Management’s own at the date of this document. They are considered to be reliable at the time of writing, may not necessarily be all inclusive and are not guaranteed as to accuracy. They may be subject to change without reference or notification to you. It should be noted that the value of investments and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Changes in exchange rates may have an adverse effect on the value, price or income of the products or underlying overseas investments. Past performance and yield are not a reliable indicator of current and future results. There is no guarantee that any forecast made will come to pass. Furthermore, whilst it is the intention to achieve the investment objective of the investment products, there can be no assurance that those objectives will be met. J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide. To the extent permitted by applicable law, we may record telephone calls and monitor electronic communications to comply with our legal and regulatory obligations and internal policies. Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our EMEA Privacy Policy https://www.jpmorgan.com/emea-privacy-policy

As the product may not be authorized or its offering may be restricted in your jurisdiction, it is the responsibility of every reader to satisfy himself as to the full observance of the laws and regulations of the relevant jurisdiction. All transactions should be based on the latest available Prospectus, the Key Investor Information Document (KIID) and any applicable local offering document. These documents together with the annual report, semi-annual report and the articles of incorporation for the Luxembourg domiciled products are available free of charge upon request from JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg or your J.P. Morgan Asset Management regional contact.

This communication is issued in Europe (excluding UK) by JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, R.C.S. Luxembourg B27900, corporate capital EUR 10.000.000.

1. General information

The information on this Website is issued by JPMorgan Asset Management Switzerland LLC, which is part of J.P.Morgan Asset Management, the brand name for the asset management business of J.P. Morgan Chase & Co. and its affiliates worldwide.

JPMAMS is authorised and regulated by the FINMA.

This Website has been produced for information purposes only and the views contained in it are not to be taken as advice or a recommendation to buy or sell any investment. Reliance upon information in the Website is at the sole discretion of the reader.

This Website contains information intended for:

Institutional Investors – including professional clients, eligible counterparties, and other qualified investors as defined under applicable financial regulations; and

Retail Investors – only insofar as they access general information on funds.

Access to certain sections may be restricted based on investor type, location, or regulatory classification.

We reserve the right to require self-certification of your investor status before allowing access to certain materials.

This Website and its contents are not directed at, or intended for distribution to, any person in any jurisdiction where such distribution would be contrary to law or regulation. It is not intended for, nor does it permit, the purchase of any products or services through this Website.

Any research described in the Website has been obtained by us for our own purpose. The results of such research are being made available as additional information and do not necessarily reflect our views.

Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are unless otherwise stated our own at the date of the relevant content. They are considered to be reliable at the time of writing, may not be all-inclusive and their accuracy and any forecasts are not guaranteed. They may be subject to change without reference or notification to you.

This information should not be regarded as giving you legal, investment or tax advice about our products. If you are unclear about any of the information on this Website or its suitability for you, please contact your legal, financial or tax adviser, or an independent legal, financial or tax adviser before making any investment or financial decisions.

This Website should not be accessed by any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this Site is prohibited. In particular, this Website is reserved exclusively for non-US Persons. The information in this Website is not for distribution to and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of US Persons.

Prospective investors should consult their own professional advisers on the tax implications of making an investment in, holding or disposing of any of our products and services.

2. Where Our Products and Services Are Available

The countries where our products and services are available depend upon your country of domicile. To the extent you have questions about your status, you should consult your financial or other professional advisor.

3. Key investment risks

You must carefully read the relevant regulatory documentation before purchasing any products or services we offer. The value of investments and income from them may fall as well as rise and investors may not get back the full amount invested. The value of shares/units of J.P. Morgan Asset Management funds and any income from them can increase or decrease over time and you may not get back all that you have invested. Estimates of future returns, yields or indications of past performance on the Website are for information purposes and should not be construed as a guarantee of future performance. Exchange rate changes may cause the value of underlying overseas investments to go down as well as up. Changes in currency rates of exchange may have an adverse effect on the value or income (if any) of our products and services.

4. Copyright Notices

The works of authorship contained in the Website, including but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by JPMorgan Chase & Co. or one of its subsidiaries. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without JPMorgan Chase & Co.'s prior written consent.

5. Trademark Notices

"JPMorgan," "JPMorgan Chase," "J.P. Morgan Asset Management", the J.P. Morgan Asset Management logo and the JPMorgan Chase logo are trademarks of JPMorgan Chase & Co. Other featured words or symbols used on this website to identify other parties' goods and services may be trademarks or service marks of those other parties.

6. Web Content and Materials

The information on this Website is for information purposes only. It is believed to be reliable, but J.P. Morgan Asset Management does not warrant its completeness or accuracy. The information on the Website is not intended as an offer or solicitation for the purchase of JPMorgan Chase stock or any financial instrument.

The information and materials contained in this Website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final J.P. Morgan Asset Management determination and acceptance.

J.P. Morgan Asset Management or its suppliers may discontinue or make changes in the information, products, or services described herein at any time. Any dated information is published as of its date only, and J.P. Morgan Asset Management does not undertake any obligation or responsibility to update or amend any such information. J.P. Morgan Asset Management reserves the right to terminate any or all web offerings without prior notice to the user. Furthermore, by offering information, products, or services via this Website, no solicitation is made by J.P. Morgan Asset Management to any person to use such information, products, or services in jurisdictions where the provision of such information, products, or services is prohibited by law.

7. Limitation of Liability

The website (including all information and materials contained on the website) is provided "as is" "as available." J.P. Morgan Asset Management is not providing any warranties and representations regarding the web site. J.P. Morgan Asset Management disclaims all warranties and representations of any kind with regard to the web site, including any implied warranties of merchantability, non-infringement of third-party rights, freedom from viruses or other harmful code, or fitness for a particular purpose. J.P. Morgan Asset Management does not warrant the accuracy, adequacy, or completeness of the information and materials contained on the web site and expressly disclaims liability for errors or omissions in the materials and information. nothing herein shall be construed as limiting or reducing J.P. Morgan Asset Management's or JPMorgan Chase's responsibilities and obligations to clients in accordance with applicable laws and regulations.

Under no circumstances will J.P. Morgan Asset Management or JPMorgan Chase be liable for any consequential, incidental, special, punitive, or exemplary damages arising out of any use of or inability to use the web site or any portion thereof, regardless of whether J.P. Morgan Asset Management or JPMorgan Chase has been apprised of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability, or otherwise.

8. Data Protection and Privacy

Your personal data will be processed in accordance with our privacy policy, available on our Website.

9. Links to Other Sites

Links to non-JPMorgan Chase websites are provided solely as pointers to information on topics that may be useful to users of this Website, and JPMorgan Chase has no control over the content on such non-JPMorgan Chase websites. If you choose to link to a Web site not controlled by JPMorgan Chase, JPMorgan Chase makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does JPMorgan Chase warrant that such website or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. JPMorgan Chase does not guarantee the authenticity of documents on the Internet. Links to non-JPMorgan Chase websites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such websites.

10. Applicable Law

The user's access to and use of the Website, and the terms of this disclaimer are governed by the laws of Switzerland and the parties agree to be bound by the exclusive jurisdiction of the Court of Zurich.

11. Definitions 

The following terms have these specific meanings within this document. All references to laws and documents apply to those laws and documents as amended from time to time. Words and expressions defined in the relevant legislation which are not otherwise defined in this Agreement shall, unless the context otherwise requires, have the same meanings in this Agreement as in the relevant legislation.

FINMA is the Swiss Financial Market Supervisory Authority.

J.P. Morgan Asset Management is the marketing name for the asset management business of JPMorgan Chase & Co and its subsidiaries and affiliates worldwide.

J.P. Morgan Chase & Co. is a public company with registered address at 270 Park Avenue, New York, NY 10172, United States.

JP Morgan Chase is the marketing name for JPMorgan Chase & Co. and its subsidiaries and affiliates worldwide.

JPMAMS is JPMorgan Asset Management (Switzeland) LLC, a limited liability company with registered address in Dreikönigstrasse 37, 8002 Zurich.

We or us means J.P. Morgan Asset Management.
Website is the J.P. Morgan Asset Management website.
User means the individual accessing the Website.
US Person has the same meaning attributed to it in the relevant fund documentation.

In the creation of this website, J.P. Morgan Asset Management (JPMAM) is committed to making the content accessible to the widest possible audience. Our aim is to ensure that web pages available on this site comply with Priority 1 and a number of Priority 2 items of the W3C Web Content Accessibility Guidelines and best practice recommendations as stated by the Web Accessibility Initiative.

Our goal of continuous improvement means that we regularly review pages and documents to upgrade any legacy content to comply with current accessibility standards.

• Pages are created using recognised structure such as emphasis and page headers.
  
  
• Design is controlled using stylesheets allowing for the control of font size and more.
  
  
• Images that contain important information will have appropriate alternative text.
  
  
• Text size can be controlled through your chosen web browser, please consult the browser help documentation for more information.
  
  
• A site map is provided to assist with site navigation and structure.
  
  

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For pages that are not viewed directly from the internet, Adobe Access has a free downloadable accessibility plug-in for use with the latest versions of the Adobe Acrobat Reader for virtually all operating systems. This plug-in allows access to PDF documents with assistive technologies. Please visit the Adobe Access web site for further information.

Browser compatibility

These pages are designed for modern web browsers, but should be accessible in all browsers. This includes simple text browsers and adaptive browsers. The pages may not appear the same in old browsers or browsers that do not follow internet standards, though the information should still be accessible.

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